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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83420 reviews)

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4.90

Based on 83,420 reviews, last reviewed 23rd Apr 2026

3008700% increase in 5 star reviews

in the past 90 days

4300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great useable. Great useable.It makes it repayment easier for to link your bank. Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal credit is great where it's accepted. BUT PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. Y... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (83420)

Paypal credit has been incredibly useful for me

Paypal credit has been a fantastic way for me to purchase items safely and securely whilst often offering 0% interest for several months. It's a fantastic way to buy and sell - especially when I used to use it with eBay. The app is good, but the way Paypal shows activity on the account needs a lot of improvement - it's often hard to see what you've bought and sold like a traditional account - it's not updated in real-time like a debit account. Still overall it's a great service. Reviewed on: 7th April 2026

Trustworthy

Always reliable and trustworthy. I've never had an issue with anything I have done using PayPal Reviewed on: 7th April 2026

Great partnership

Partner you can rely on hard times Reviewed on: 7th April 2026

Love PayPal.

Love PayPal. it’s easy to use, pay for things or to send and receive money for friends and family. Also have the choice to split payment in 3 monthly instalments. Reviewed on: 7th April 2026

Very accessible, clear terms and conditions, easy to...

Very accessible, clear terms and conditions, easy to reschedule and, in my mind, no direct conversation needed with a human most of the time. A very clear and easy interface via a comprehensive app. I’ve used it multiple times for large purchases and would likely use it again over other options. Reviewed on: 7th April 2026

I trust paypal completely.

I trust paypal completely. I use it for credit and pay in 3 and never notice extortionate interest Reviewed on: 7th April 2026

Easy to use, extra credit months provided

Easy to use, extra credit months provided where no other provider provides. Reviewed on: 7th April 2026

Very convenient way of paying.

Very convenient way of paying. I haven't had any problems so far. Reviewed on: 7th April 2026

Easy, available

Easy, available - use on mobile payments, credit & delayed payments. Reviewed on: 7th April 2026

I am using paypal daily and would recommend it for e...

I am using paypal daily and would recommend it for everyone Reviewed on: 7th April 2026

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