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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

We’ve been using PayPal for over twenty years and P...

We’ve been using PayPal for over twenty years and PayPal Credit is another excellent product from this company. It’s quick, effective and sooooo easy to navigate. We’ve never had any issues using PayPal and highly recommend this company. Reviewed on: 6th July 2026

It is a very easy and flexible app to use and is inc...

It is a very easy and flexible app to use and is included with many companies for payment options. Reviewed on: 6th July 2026

Always been great and reliable.

Always been great and reliable. Pay in 3 and Credit have helped me out loads. Reviewed on: 6th July 2026

Paypal - flexible finance

Its great that Paypal can satisfy all your financial needs. If I need credit for a short period it is flexible for this, can split repayments in 3 with no interest or can use Paypal instead of sharing bank details. I really appreciate this feature. Reviewed on: 6th July 2026

I trust and always use paypal for all my online purc...

I trust and always use paypal for all my online purchases Reviewed on: 6th July 2026

I find PayPal very useful and helpful.

I find PayPal very useful and helpful. Reviewed on: 6th July 2026

Good communication and services available via the App.

Good communication and services available via the App. I Would recommend to friends due to the pay in 3. Pay pal credit and affordability open to customers. Reviewed on: 6th July 2026

The best way to pay.

The best way to pay for purchases in easy installments. Paypal offers an easy to use service. I love the option to have a credit and debit card (both digital and physical) Paypal offer so many options for managing my money, I use it all the time. Reviewed on: 6th July 2026

Use this regularly and have nothing but positives

Great service easy access and all customer interactions have been positive thus far Reviewed on: 6th July 2026

Best service ever

Very handy if you need a bit more time to pay while awaiting payday.no hidden charges and very transparent.would highly recommend. Reviewed on: 6th July 2026

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