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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146404)

Paypal is the GOAT

5
PayPal credit and the new tiered system is great, I left Amex and just use this now. So much better. Reviewed on: 2nd June 2026

Absolute brilliant service and good customer care

5
Absolute brilliant service and good customer care Reviewed on: 2nd June 2026

Amazing, I love PayPal, it’s trusted, reliable, give...

5
Amazing, I love PayPal, it’s trusted, reliable, gives value for money and I can split my payments into three! Reviewed on: 2nd June 2026

Very easy, no fuss, no hassle and love the rewards

5
Very easy, no fuss, no hassle and love the rewards Reviewed on: 2nd June 2026

PayPal eased my fears....

5
I had an issue where I had sent goods back to a company but they had (unbeknownst to me), gone bust. So, I was left without my money or the goods. Understandably, I was distraught as it was a considerable purchase. PayPal helped me navigate through the problem and also equipped me with some handy hints and tips for the future!! Great customer service!! Reviewed on: 2nd June 2026

Really easy and great and so practical.

5
Really easy and great and so practical. Reviewed on: 2nd June 2026

PayPal reliability

5
PayPal facilitates a bona fide platform for remitting secured payments, and provides for optimal customer service whenever necessary! Reviewed on: 2nd June 2026

Best option credit card

5
It gives me the opportunity to buy more and pay in 4 month interest. Reviewed on: 2nd June 2026

It won’t give longer 12 months contract if we purchased

3
It won’t give longer 12 months contract if we purchased Reviewed on: 2nd June 2026

I have never had issues with PayPal.

5
I have never had issues with PayPal. Even when i have had a dispute they have been professional quick and reliable. Reviewed on: 2nd June 2026

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