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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

Great Experience

Always had great experience with PayPal, pay in 3 is a gem Reviewed on: 1st June 2026

i use it a lot makes bigger purchases more affordable

i use it a lot makes bigger purchases more affordable Reviewed on: 1st June 2026

PayPal is useful to keep online shopping safe

PayPal is useful to keep online shopping safe Reviewed on: 1st June 2026

Easy to use online and instore.

Easy to use online and instore. Safe and secure Reviewed on: 1st June 2026

It all is very easy and straight forward.

It all is very easy and straight forward. Reviewed on: 1st June 2026

Easy payments

Convenient and reliable, now with added extras Reviewed on: 1st June 2026

PayPal is the best

I’ve been with pay pal for years and never once had a problem Reviewed on: 1st June 2026

Great service all round easy and affective

Great service all round easy and affective Reviewed on: 1st June 2026

So quick & easy.

So quick & easy. Simple and safe way to pay in full or in installments Reviewed on: 1st June 2026

Good service, friendly staff.

Good service, friendly staff. Easy to read resources and guides and app is user friendly. Only complaint is arranging credit increase or decrease could be simpler. Reviewed on: 1st June 2026

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