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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

There is no worry with Paypal, they do all the work...

5
There is no worry with Paypal, they do all the work for you....Easy to use, always directly get pay back on returns...always keep you informed of every thing happening with your account....very happy with pay pal Reviewed on: 6th July 2026

Any disputes with purchases have been quickly and ef...

5
Any disputes with purchases have been quickly and efficiently sorted out. Good communication and easy to use app. Reviewed on: 6th July 2026

Never had any issue with PayPal .

5
Never had any issue with PayPal . As of now everything is going well with paypal Reviewed on: 6th July 2026

I use paypal for day to day purchases and more recen...

5
I use paypal for day to day purchases and more recently used them for ticketmaster purchases. I’m able to manage my spendings and use my money how I’d like to with my paypal credit and buy now pay later. :) Reviewed on: 6th July 2026

I have used PayPal for years and find it a simple an...

5
I have used PayPal for years and find it a simple and secure way to make purchases. i have never had any problems to date, All good Reviewed on: 6th July 2026

Aways first class service no mater if it a problem o...

5
Aways first class service no mater if it a problem or payment Reviewed on: 6th July 2026

simple, easy, app is great to use too

5
simple, easy, app is great to use too Reviewed on: 6th July 2026

PayPal is fast, reliable and safe.

5
PayPal is fast, reliable and safe. Plus the resolution centre is amazing. I prefer to pay this way. Reviewed on: 6th July 2026

Great financial company

5
I have been with PayPal for over 15 years and I have never had any issues whatsoever Reviewed on: 6th July 2026

Love paypal

5
Paypal is easy to use. No need to fill in card details every time. Pay in three is very convenient. Reviewed on: 6th July 2026

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