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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146270)

Can't imagine not having Paypal

5
I've been using PayPal for years, they've always helped me and the service they provide is very convenient Reviewed on: 1st June 2026

Very easy to use.

5
Very easy to use. And the flexibility is great. Reviewed on: 1st June 2026

Easy to use and very flexible.

4
Easy to use and very flexible. Credit is excellent and pay in three is an excellent way of spreading costs Reviewed on: 1st June 2026

Gives me satisfaction that paypal will fight my batt...

5
Gives me satisfaction that paypal will fight my battles lol Reviewed on: 1st June 2026

Top app highly recommend

5
Very very good highly recommend always a safe way to purchase Reviewed on: 1st June 2026

Very good, I love PayPal

5
Fast and Secure! I've been using PayPal for a long time, and it has never disappointed me. Transactions are incredibly fast, and the platform is highly secure. Shopping online is so much easier with PayPal. Highly recommended! Reviewed on: 1st June 2026

Perfect for paying online for larger purchases and s...

5
Perfect for paying online for larger purchases and splitting the payments across a longer amount of time Reviewed on: 1st June 2026

Always good customer service

5
Always good customer service and quick and easy to pay Reviewed on: 1st June 2026

Pay pal is great!

5
Pay pal is great! Easy to use! Great now you can get points using PayPal. I’ve been using it for years now. Reviewed on: 1st June 2026

Very good options that accept PayPal Credi and pay I...

5
Very good options that accept PayPal Credi and pay I 3 as an option so I have enjoyed using it. Reviewed on: 1st June 2026

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