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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent credit provider

In my experience a reliable credit provider. Easy to navigate site, credit options clear, choice of payment methods clear & useful. Range of facilities available which I’ve not used. Excellent ongoing communication. Excellent financial summary information, quick & easy to access. Reviewed on: 6th July 2026

Have ample of time to payback the balances and easy...

Have ample of time to payback the balances and easy to use too Reviewed on: 6th July 2026

Easy to use, but repayments need to be clear

PayPal Credit was quick and easy to set up, and it has been useful for spreading the cost of larger purchases. The checkout process is straightforward and I like being able to manage payments through my PayPal account. However, it is important to check the interest rate and repayment dates carefully, as the costs can add up if the balance is not cleared in time. Overall, it is convenient when used responsibly Reviewed on: 6th July 2026

Can’t fault it!

Easy to use! Easy to set up, can’t fault it! Reviewed on: 6th July 2026

All good 10000000000000000000000star

All good 10000000000000000000000star Reviewed on: 6th July 2026

Always very helpful and professional

Always very helpful and professional Reviewed on: 6th July 2026

The best payment option

I always use PayPal when I can due to the ease. The app is great very easy to navigate around, with all the information you need. Everytime I have needed to contact them it’s always been easy, the customer service is professional and always deal with any issues I have and resolved efficiently. Can’t praise enough Reviewed on: 6th July 2026

Finance option review

Very fast response and verdict during the purchasing of the product. 3 payment option with interest free is very a reasonable amount of time for most purchases. Reviewed on: 6th July 2026

I use pay pal regularly for security and reliability.

I use pay pal regularly for security and reliability. Never lets me down Reviewed on: 6th July 2026

That's my place

Got a feel that it is tailored to meet my expectations Reviewed on: 6th July 2026

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