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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146233)

I prefer using PayPal as it gives me extra protectio...

I prefer using PayPal as it gives me extra protection should things go wrong Reviewed on: 1st June 2026

Accepted in lots of places I shop and easy to use an...

Accepted in lots of places I shop and easy to use and check my balance Reviewed on: 1st June 2026

No issues , all clearly explained.

No issues , all clearly explained. 0-4 with 0% interest helping people. Top Reviewed on: 1st June 2026

We are here to help you

The staff are always willing to timely go through step by step with you and explain clearly what you need to do or need to understand. You are also able to speak with an agent if your issue is a little complicated. Reviewed on: 1st June 2026

Papypal gives you more time to pay without any hassle.

Papypal gives you more time to pay without any hassle. Reviewed on: 1st June 2026

Excellent and easy and fair.

Excellent and easy and fair. Made things I needed affordable with a pay later facility. Reviewed on: 1st June 2026

PayPal is quick and easy to use.

PayPal is quick and easy to use. Most convenient way to pay. Reviewed on: 1st June 2026

Easy payment option and extremely secure.

Easy payment option and extremely secure. I opt for PayPal most of the time shopping online for that reason. Reviewed on: 1st June 2026

Always good interaction online and over the phone.

Always good interaction online and over the phone. Reviewed on: 1st June 2026

Easy use app lots of control features and great secu...

Easy use app lots of control features and great security Reviewed on: 1st June 2026

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