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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

No paypal no online shopping.....

I love paypal, I never shop with any website that do not provide PayPal service Reviewed on: 6th July 2026

I use PayPal for all my purchases.

I use PayPal for all my purchases. I have a credit card also. It feels safe to spend with PayPal and reassuring as customer service is second to none, easy to speak to somebody and always found them 10/10. also the offers are amazing, I regularly use the interest free option to purchase goods Reviewed on: 6th July 2026

Uppa PayPal

Can't fault PayPal. Smooth easy process. Reviewed on: 6th July 2026

Excellent way to use credit

Excellent way to use credit, the permanent terms and conditions are excellent value and help make important purchases more manageable. Really clear app so always know what is going on. Only improvement I would recommend is to make the payments clear faster against the promotional balances. Reviewed on: 6th July 2026

Great service, 4 months interest free is a game chan...

Great service, 4 months interest free is a game changer for purchases! Also pay in 3, love the paypal app. Reviewed on: 6th July 2026

PayPal is world class in my books.

Love PayPal, have been using it for a very long time and never ever had any issues. I like its flexibility, versatility and ease of use as well as its broad availability across so many websites and apps. I also like the fact that I can still use my Amex with for instance eBay, using PayPal. Another great bonus is its "pay in 4" option which has no interest rates and is very easy to set up. World class service. Reviewed on: 6th July 2026

Ive used it quite a few times, and it alsays made me...

Ive used it quite a few times, and it alsays made me feel safe to have that extra aviable money Reviewed on: 6th July 2026

Love paypal

Very high interest rates on paypap credit Reviewed on: 6th July 2026

Very straight forward.

Very straight forward. Was able to get a real Mastercard. Quick and efficient Reviewed on: 6th July 2026

Was super easy to apply and make shopping so much ea...

Was super easy to apply and make shopping so much easier Reviewed on: 6th July 2026

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