Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 83,677 reviews, last reviewed 24th Apr 2026
3032500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great easy and convenient way to pay Great easy and convenient way to pay Reviewed on: 24th April 2026
Vicky L's avatar
Vicky L

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (83677)

Fantastic service.

5
Fantastic service. AlwaYs helpful and customer service Reviewed on: 7th April 2026

Best service and easy payment method

5
Best service and easy payment method Reviewed on: 7th April 2026

Peace of mind

5
Gives security to purchases any problems i have had with items not being delivered have always been handled by paypal Reviewed on: 7th April 2026

staightforward and clear and quick application and e...

5
staightforward and clear and quick application and easy to make payments.been using paypal for years and find it efficient,flexible and a great help,the paypal credit is a bonus! Reviewed on: 7th April 2026

Nice and easy

5
Nice and easy to use give u time too repay back Reviewed on: 7th April 2026

I am allowed to manage my spending, check balances...

5
I am allowed to manage my spending, check balances, and set up payments instantly. Paypal has an easy and rapid application processes for cards. Reviewed on: 7th April 2026

Safest way to shop online

5
I have been with PayPal for many years they have helped me from getting scammed a few time, PayPal is the best way to shop online they alway keep your money safe Reviewed on: 7th April 2026

Easy to make transaction, which is safe and secure,...

5
Easy to make transaction, which is safe and secure, live PayPal credit offer, allows me to make my purchases and spread the cost Reviewed on: 7th April 2026

Great service and very understanding team

5
Great service and very understanding team Reviewed on: 7th April 2026

Always use PayPal as very reliable

5
Always use PayPal as very reliable Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 38345 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products