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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146230)

Could be a bit more friendly for the user

4
I haven't used it for 2 years, so I think the online services are not as good as bank app. Reviewed on: 1st June 2026

Paypal is the safest and most secure way to make pay...

5
Paypal is the safest and most secure way to make payments and i trust their customer support massively Reviewed on: 1st June 2026

Great customer service.

5
Great customer service. App is easy to use. Reviewed on: 1st June 2026

excellent at every and no issues

5
excellent at every and no issues Reviewed on: 1st June 2026

Good experience.Tp

5
Good experience. Never had any issues at all Reviewed on: 1st June 2026

I have used PayPal for over 10 years.

5
I have used PayPal for over 10 years. Always been super reliable and effortless to use. Reviewed on: 1st June 2026

Very good with no problems.

5
Very good with no problems. Customer service good Reviewed on: 1st June 2026

Always good experience with the telephone customer s...

5
Always good experience with the telephone customer service giving detailed explanation and solving problems on the spot Reviewed on: 1st June 2026

Great customer service from the team

5
Great customer service from the team Reviewed on: 1st June 2026

It’s really good way to pay, just lack of communicat...

4
It’s really good way to pay, just lack of communication Reviewed on: 1st June 2026

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