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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

It is so easy to use PayPal credit

5
It is so easy to use PayPal credit - convenient and available for most online shopping. The app is well designed and straightforward to navigate. Decent credit limit. I have been a customer for years. Reviewed on: 6th July 2026

PayPal gives you the flexibility to pay for things i...

5
PayPal gives you the flexibility to pay for things in the best way possible Reviewed on: 6th July 2026

Always reliable, secure and easy to use.

5
Always reliable, secure and easy to use. Reviewed on: 6th July 2026

Thankyou PayPal!

5
PayPal has always provided a fantastic service but the credit offer really helped me out when I needed a new computer to start my business - thank you PayPal! Reviewed on: 6th July 2026

Very easy to pay for your shopping on PayPal app.

5
Very easy to pay for your shopping on PayPal app. Reminders of payments due dates. Peace of mind shopping backed by PayPal. Reviewed on: 6th July 2026

Easy to use credit.

5
PayPal credit is easy to use. The terms are reasonable and easy to understand. The percentage rate compares favourably with other credit suppliers. The 3 months interest free usage is a fantastic way of using credit. Reviewed on: 6th July 2026

Overall experience is extremely valuable

5
Overall experience is extremely valuable Reviewed on: 6th July 2026

Excellent service

5
Excellent service and secure service Reviewed on: 6th July 2026

Best ever ,easy use for everyday tasks ,thnks paypal...

5
Best ever ,easy use for everyday tasks ,thnks paypal team Reviewed on: 6th July 2026

Best ever ,easy use for everyday tasks ,thnks paypal...

5
Best ever ,easy use for everyday tasks ,thnks paypal team Reviewed on: 6th July 2026

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