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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146227)

Always feel a sense of protection and assurance.

5
Always feel a sense of protection and assurance. Reviewed on: 1st June 2026

Very good and very easy to use and I am definitely r...

5
Very good and very easy to use and I am definitely recommend my family and friends Reviewed on: 1st June 2026

I would recommend Paypal Credit

5
Customer support has been amazing and have been paying my credit back slowly. Although it is slow progress, has been useful and handy and I would recommend it. Reviewed on: 1st June 2026

Always a positive experience

5
Every interaction I’ve experienced with Paypal has been handled well and efficiently by their customer service staff. Reviewed on: 1st June 2026

I use PayPal for pretty much every transaction its q...

5
I use PayPal for pretty much every transaction its quick, easy to use and above all I know its safe. Reviewed on: 1st June 2026

He'useful and 0% interests always there when I need him

5
He's always there when I need him Reviewed on: 1st June 2026

Good customer service and transaction is efficient

5
Good customer service and transaction is efficient Reviewed on: 1st June 2026

excellent payment option

5
Excellent payment option for all purchases Reviewed on: 1st June 2026

PayPal is good but I find the balance section a bit...

3
PayPal is good but I find the balance section a bit confusing and slow to show money taken off. Reviewed on: 1st June 2026

Always easy

5
Just easy to use and always let know what's going on very simply set out and helpful when you have a problem with any issues and always get back to you Reviewed on: 1st June 2026

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