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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146220 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146220)

It’s easy to make payments

It’s easy to make payments . The only challenge is not being able to access customer service easily Reviewed on: 1st June 2026

I use PayPal all the time it’s very helpful

I use PayPal all the time it’s very helpful Reviewed on: 1st June 2026

Absolutely fantastic, great service

Absolutely fantastic, great service Reviewed on: 1st June 2026

Easy to use and set up no need to worry...

Easy to use and set up no need to worry about anything Reviewed on: 1st June 2026

Easy set up and good initial offering.

Easy set up and good initial offering. Set up to pay in full each month with direct debit so no concerns about missing payments. 0% offer was attractive but I didnt use it as didnt need a large purchase at the time. Would be nice to have more offers ir choose when to use them, like bonuses . Reviewed on: 1st June 2026

It’s brilliant to use PayPal.

It’s brilliant to use PayPal. Receive and send Reviewed on: 1st June 2026

Great service trustworthy would recommend to a frien...

Great service trustworthy would recommend to a friend 100% Reviewed on: 1st June 2026

Simple easy to use and great customer service

Simple easy to use and great customer service Reviewed on: 1st June 2026

Love it!

Flexible plans, available to use with a wide range of retsailers, easy to use and secure. No complaints so far! Reviewed on: 1st June 2026

Go Paypal

Have it for years now, always a good back up and as an extra way to pay online. Reviewed on: 1st June 2026

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