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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

excellent service from customer service team identif...

excellent service from customer service team identifying my need and resolving issue is really excellent Reviewed on: 6th July 2026

I’ve had a great experience with PayPal.

I’ve had a great experience with PayPal. It’s easy to use, secure, and payments are always quick and hassle-free. The Pay in 3 option is fantastic.. it makes managing larger purchases much easier without any extra stress. Everything has worked smoothly for me, and I would definitely recommend PayPal to anyone looking for a reliable payment service. Reviewed on: 6th July 2026

I have never had a problem with resolving my issues...

I have never had a problem with resolving my issues when in dispute with sellers, I also love that PayPal allows you to aplyhour payments over 3 month without interest I have always recommended PayPal to people who I have noticed that don’t use i as PayPal fights in your defence for any disputes and you can comfortably and confidently be assured that PayPal will resolve any issues fairly and promptly Reviewed on: 6th July 2026

Everything was easy and straightforward and I wasn’t...

Everything was easy and straightforward and I wasn’t given silly credit Reviewed on: 6th July 2026

Easy to use

Easy to access and use for payments Reviewed on: 6th July 2026

Excellent app and customer service

The app is so easy to use, customer service is excellent and no problem getting through to someone who can help! Reviewed on: 6th July 2026

Very quick to resolve issues from past experiences.

Very quick to resolve issues from past experiences. Reviewed on: 6th July 2026

Excellent

Really easy to arrange, stress free & ability to have a virtual card. Reviewed on: 6th July 2026

Great service, reliable, easy to use.

Great service, reliable, easy to use. Reviewed on: 6th July 2026

Nice and easy

Nice and easy to use and have lots of choices of ways to pay Reviewed on: 6th July 2026

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