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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great products easy to use and with great protection.

Great products easy to use and with great protection. Reviewed on: 6th July 2026

safe and secure.

Always there when you need them most, I feel safe and secure when using paypal. Reviewed on: 6th July 2026

Easy and safe way to spilt the cost of more expensiv...

Easy and safe way to spilt the cost of more expensive purchases. Would use again Reviewed on: 6th July 2026

Quick and effective customer service

Any problems I have had have been dealt with swiftly and easily. Reviewed on: 6th July 2026

Great experience

I’ve always had a great experience using PayPal. It’s quick, secure, and makes paying online really easy. I also like the extra buyer protection, which gives me confidence when shopping. Transactions are straightforward, and the app is simple to use. Overall, it’s a reliable service that I use regularly and would happily recommend to others. Reviewed on: 6th July 2026

I find PayPal is ideal!

I find PayPal ideal for getting goods you need/want now and are able to split payments or pay later! Handy if your not flush in some months. Reviewed on: 6th July 2026

Great for budgeting and still being able to afford t...

Great for budgeting and still being able to afford treats Reviewed on: 6th July 2026

I have using PayPal since 2006

I have been using PayPal since 2006 and they have never let me down. The service has always been reliable, secure, and easy to use. I appreciate the buyer protection and the convenience of making payments online. Highly recommended. Reviewed on: 6th July 2026

Great experience.

Great experience. Very flexible payment arrangements Reviewed on: 6th July 2026

My World with PayPal

Was buying using my PayPal credit card .Unfortunately it declined my purchases at Bicester Village which was QUITE embarrassing! Reviewed on: 6th July 2026

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