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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146214 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146214)

Never a let down

Never had any issues with PayPal, always friendly customer service, never a let down Reviewed on: 1st June 2026

I have used PayPal for quite a few years, I am confi...

I have used PayPal for quite a few years, I am confident that I am safe with my transactions Reviewed on: 1st June 2026

I am completely satisfied and happy.

I am completely satisfied and happy. I am grateful for using and paying through PayPal, which is very secure and safe. Reviewed on: 1st June 2026

PayPal made life easier .

PayPal made life easier . Easy to use great experience over the years spot on Reviewed on: 1st June 2026

Pay in three is a great way to spread the cost of bi...

Pay in three is a great way to spread the cost of bigger items or holidays. I like the four month credit space it gives to allow you to breakdown costs. Sometimes PayPal pay in three hasn't always been available which can be a little frustrating. When I have had call to contact PayPal they're not the best at responding as it seems to be all through bots. However I've never had major issues in the past. Reviewed on: 1st June 2026

Need of the hour, good value for money

Over all good value for money, able to buy necessary gadgets with 0% interest, with the current economy it would have been a push for me with interests. The customer service could be bit better especially the ai agent. Reviewed on: 1st June 2026

Uk Best credit service

One of the best credit card i use most of the time my first preference is this Reviewed on: 1st June 2026

best in the business for credit

So easy to use , absolutely the best in the business for credit Reviewed on: 1st June 2026

It's a straight forward application and quick decision

It's a straight forward application and quick decision Reviewed on: 1st June 2026

I had such a great experience with PayPal credit and...

I had such a great experience with PayPal credit and it’s been a real help to me and my family for things I’ve needed for our home Reviewed on: 1st June 2026

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