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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy service with excellent customer service

Easy service with excellent customer service Reviewed on: 6th July 2026

Its a great way to spread cost.

Its a great way to spread cost....i really like the pay in 3 Reviewed on: 6th July 2026

Very good service never disappointed

Very good service never disappointed Reviewed on: 6th July 2026

It’s so easy to use and make payments, I love the wa...

It’s so easy to use and make payments, I love the way I can spread the cost of items and make fast payments when needed & the statements are very clear and easy to understand. I have used PayPal for over 20 years now and will continue to do so for the foreseeable future, it’s better than any credit card I’ve ever had Reviewed on: 6th July 2026

Always easy to use.

Always easy to use. Always reminders for payments and clear payment history Reviewed on: 6th July 2026

Paypal - convenient, easy and simple

I find PayPal a convenient way of making transactions online, transferring money to friends / family and their app is very user-friendly. All in all, I would recommend PayPal to anyone in my circle and have done so far. Reviewed on: 6th July 2026

Straightforward and simple way to manage money

Straightforward and simple way to manage money Reviewed on: 6th July 2026

I've found using paypal credit smooth, easy and tran...

I've found using paypal credit smooth, easy and transparent. I regularly use the pay in 3 months feature. This has been a life saver and made it possible for me to comfortably pay for goods spread over several months with out interest charges. Sweet!! Reviewed on: 6th July 2026

Give them a try. You won't be disappointed

Pay pal customer services are hard to contact and a phone number is hard to find. Once you get to speak to someone, they are friendly, professional and resolve queries quickly and to a high standard. I love that you get points when you pay with pay pal and love that they have a rewards system. I also love that you can pay in 3 payments. Reviewed on: 6th July 2026

Great customer service

The customer service is really great. Very responsible with repayment options. The only problem is not having an option to use a balance transfer card for PayPal credit Reviewed on: 6th July 2026

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