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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146193 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146193)

Very good business

Paypal is safe to make payments to other businesses and you know that they will get there money Reviewed on: 1st June 2026

Effective options

PayPal have various services which provide options Reviewed on: 1st June 2026

This really handy I recommend to all my friends, and...

This really handy I recommend to all my friends, and the credit card option is brilliant Reviewed on: 1st June 2026

I have used PayPal for over 10 years, and if I stumb...

I have used PayPal for over 10 years, and if I stumbled on any issues on payments PayPal always was there to solve it in no time. I always felt that my payments are safe with PayPal and never doubted it. Reviewed on: 1st June 2026

Never an issue using it.

Never an issue using it. Always works well Reviewed on: 1st June 2026

Helped massively

PayPal is so good for those last minute purchases when I dont have the money in my account or the only way to pay for goods and services is via PayPal. Reviewed on: 1st June 2026

My experience with PayPal Credit has generally been...

My experience with PayPal Credit has generally been positive. I found it easy to use for spreading the cost of larger purchases, and the integration with PayPal checkout makes the process convenient. The 0% interest promotional offers on qualifying purchases were particularly helpful when managing expenses. However, it’s important to keep track of repayment dates and account terms to avoid interest charges. Overall, I’ve found it to be a useful and flexible payment option for online purchases. Reviewed on: 1st June 2026

Quick and easy way to do payments

Quick and easy way to do payments Reviewed on: 1st June 2026

Great customer service.

Great customer service. Great promotions available. Reviewed on: 1st June 2026

Pay Pal is financial safety

Not once since setting myself up with a pay pal account have I had cause for concern and I feel the protect it gives in a hectic daily life is above and beyond, I feel very safe with Pay Pal Reviewed on: 1st June 2026

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