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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,394 reviews, last reviewed 24th Apr 2026
3099500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for years. I have used PayPal for years. I can not rate them any higher. They have been phenomenal they have helped me through many hard situations in my life. T... Read more Reviewed on: 24th April 2026
Robbie D's avatar
Robbie D

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84394)

Paypal really helps

5
Having the credit facility really helps when I am short of money, I know I can rely on PayPal, especially with so many retail shops accepting this payment method. Reviewed on: 7th April 2026
Dee's avatar
Dee

Customer service is poor.

4
Customer service is poor. With slow response times and a live chat in nothing but name. The payment provider itself is great. Reviewed on: 7th April 2026
Tom Eldridge's avatar
Tom Eldridge

Paypal is the best

5
Financial Flexibility - ​0% Interest offers is the best, also no annual fee. Buyer protection for purchases, widely accepted at many online stores. Reviewed on: 7th April 2026
Danny's avatar
Danny

PayPal full Refund on Ai Dog scam

4
PayPal helped me recently to get a full refund from an online scam type site (Wuffy) claiming that a £4 toy made in china was an Ai dog that could do a lot of tricks etc Reviewed on: 7th April 2026
Darren Charlesworth 's avatar
Darren Charlesworth

Really easy to use especially when we send money for...

4
Really easy to use especially when we send money for good and services and we dont receive it or it came faulty, really easy to make apeal and get money back Reviewed on: 7th April 2026
Dominic Devasia Jose's avatar
Dominic Devasia Jose

Would definitely reccommend

5
I love the flexibility that paypal has to offer, especially with the option to pay in 3. I admire the fact that you do not have to enter your card details with every transaction and it takes away the worry with purchasing online. When I have had to dispute a payment it has been resolved quickly Reviewed on: 7th April 2026
Emma 's avatar
Emma

Easy to set up repayments and to use at checkout

5
Easy to set up repayments and to use at checkout Reviewed on: 7th April 2026
CW's avatar
CW

It’s a really really good service.

5
It’s a really really good service. I would like more reminders about payment dates and savings I can make if I pay more. Reviewed on: 7th April 2026
P c's avatar
P c

Very good and helpful using it ,customer service and...

5
Very good and helpful using it ,customer service and very thing is prompt, you have more time and different ways in paying back what you owned Reviewed on: 7th April 2026
Gifty Amankwaa's avatar
Gifty Amankwaa

Applied and was expected straight away been using Pa...

5
Applied and was expected straight away been using PayPal for years but not applied for Credit or Debit Card easy and straightforward very happy. Reviewed on: 7th April 2026
C C's avatar
C C

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