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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146177 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146177)

Safe place to make online purchases.

Safe place to make online purchases. Reviewed on: 1st June 2026

Brilliant

It is a very good service, but you must be mindful of your expending. Reviewed on: 1st June 2026

I have been a paypal customer for over 10 years now...

I have been a paypal customer for over 10 years now to which I have used the service for purchasing items on ebay and other ecommerce websites. Overall I have had an excellent service and have never had an issue. The best feature regarding Paypal is the buyer protection. Reviewed on: 1st June 2026

Excellent Company

Great service good rates would definitely recommend Reviewed on: 1st June 2026

Been with pay pal for years, easy to use app etc

Been with pay pal for years, easy to use app and online, great customer service good rates on lending etc Reviewed on: 1st June 2026

It's easy and safe and easy to select option re cred...

It's easy and safe and easy to select option re credit or pay in 3. Reviewed on: 1st June 2026

Good Service

I have enjoyed the pay in 3 months as it gives me time to raise money and not miss whatever I want to purchase. I also enjoy the opportunity of earning on my spending. I’m really grateful. Reviewed on: 1st June 2026

Easy to use, great value tool to spread costs

Easy to use, great value tool to spread costs Reviewed on: 1st June 2026

Ease of use, never no problems, easy pay in three an...

Ease of use, never no problems, easy pay in three and credit Reviewed on: 1st June 2026

Always had excellent customer service whenever i’ve...

Always had excellent customer service whenever i’ve ran into an issue. They are always kind and understanding Reviewed on: 1st June 2026

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