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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I can trust them with my data and bank details...

I can trust them with my data and bank details Reviewed on: 6th July 2026

Had some bad experiences with some companies and Pay...

Had some bad experiences with some companies and PayPal didn’t hesitate to help me Reviewed on: 6th July 2026

I always find PayPal convenient and safe.

I always find PayPal convenient and safe. I like that if I use PayPal I don’t have to fill in all my details. Reviewed on: 6th July 2026

Easy to use finance.

Easy to use finance. Easy to use app Reviewed on: 6th July 2026

Great product

No complaints, always been very good Reviewed on: 6th July 2026

Very easy and reliable way to pay , Excellent service.

Very easy and reliable way to pay , Excellent service. Reviewed on: 6th July 2026

I've had a great experience using PayPal Credit.

I've had a great experience using PayPal Credit. The application process was straightforward, and managing my account has been easy through the PayPal app. It's been really helpful for spreading the cost of larger purchases, and the promotional interest-free periods have made budgeting much easier when paid on time. Payments are simple to make, statements are clear, and I've found the service reliable. Overall, PayPal Credit has been a convenient and flexible payment option, and I'd happily recommend it to anyone looking for a trusted way to manage their purchases responsibly. Reviewed on: 6th July 2026

Amazing love it really helped me out when I...

Amazing love it really helped me out when I need it Reviewed on: 6th July 2026

Over the years PayPal have always had my back

Over the years PayPal have always had my back Reviewed on: 6th July 2026

App and website are both very easy to use and navigate.

App and website are both very easy to use and navigate. Payments terms available are great, varying depending on value being purchased. Reviewed on: 6th July 2026

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