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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Paypay is always good to have.

Paypay is always good to have. It is easy to use, pay and purchase goods. Reviewed on: 6th July 2026

My personal account that is easy to manage allows me...

My personal account that is easy to manage allows me to buy what I want during the month without using my savings. Always pay off usually before time is due. I feel I can treat myself more. I love the App easy to use easy to pay easy to find way around and customer service straight back if any queries. The sites I use always offer PayPal and have just joined PayPal plus so now accumulate points for my shopping too. Love it Reviewed on: 6th July 2026

Gives me the Flexibility that I need .

Gives me the flexibility that helps me keep track of spending and no interest options if paid off in three months. Reviewed on: 6th July 2026

Very flexible payment, can afford to buy what you n...

Very flexible payment, can afford to buy what you needed the most. The customer service is always spot on. Quick and reliable. I have been using PayPal forgot more than a decade and always been happy with. Thank you Reviewed on: 6th July 2026

Very helpful customer service, I like PayPal debit.

Very helpful customer service, I like PayPal debit. Reviewed on: 6th July 2026

PayPal credit is amazing!

I’m very happy with PayPal credit. It’s seamless and easy to use. 0% interest for 4 months is always great and handy to have as well Reviewed on: 6th July 2026

Good features but some disgusting hidden fees

They do have some nice features: 4 months credit, pay in 3 with no interest, but the hidden fees and the simply disgusting exchange rate they offer. Should be illegal Reviewed on: 6th July 2026

Very easy and clear to apply.

Very easy and clear to apply. Highly recommend It's very comfortable can pay virtual card any shops . Reviewed on: 6th July 2026

Excellent experience!!!

I used the PayPal credit to pay airline ticket. It was a smooth transaction. Reviewed on: 6th July 2026

Very helpful for purchases, split payment into 3 or...

Very helpful for purchases, split payment into 3 or 4 equal payments and pay no interest, or spread the cost over 12 months Reviewed on: 6th July 2026

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