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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146159 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146159)

It's great to use when making bigger purchases

It's great to use when making bigger purchases and want the amount to be split in to smaler payments. It gives you flexibility and assurance, I think it's great! Reviewed on: 1st June 2026

Your money is safe

Use regularly and feel assued my money is protected. Always happy to help in case of disputes. No fuss. No hassle. Everyone knows PayPal Reviewed on: 1st June 2026

Handy to have

For large items I use pay in 3 and for expensive I have successfully used credit Reviewed on: 1st June 2026

Great for big ticket items

Great for big ticket items. Hassle free, not applicatons Reviewed on: 1st June 2026

Comfortable Spending

Being able to use PayPal credit jas given me the comfort to stretch out my bills and other payments giving me ease of mind. Reviewed on: 1st June 2026

Easy to use.

Easy to use. Versatile. Never had any issues. Reviewed on: 1st June 2026

PayPal is the best and very safe

PayPal is the best and very safe Reviewed on: 1st June 2026

Very convenient, easy to access and control.

Very convenient, easy to access and control. Reviewed on: 1st June 2026

Customer service team always helpful and prompt when...

Customer service team always helpful and prompt when calling. Reviewed on: 1st June 2026

Simple and easy to use.

Simple and easy to use. I do like that it’s safe too. Reviewed on: 1st June 2026

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