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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to setup.

Easy to setup. Competitive offers. I would recommend. Reviewed on: 6th July 2026

PayPal is an incredibly rewarding service.

PayPal is an incredibly rewarding service. The 4 month no interest pay back is really helpful Reviewed on: 6th July 2026

My Trusted Online Payment Solution

My experience with PayPal has been positive overall. I have found it to be a convenient, secure, and reliable platform for purchases. The setup process was straightforward, and linking my bank account and payment cards was simple. I appreciate how easy it is to complete transactions, especially when shopping online. The security features also give me confidence that my financial information is protected. Although sometimes transactions took extra minutes to process or require additional verification, I understand that these measures are in place to protect users from fraud. Overall, I have found PayPal to be a trustworthy payment service, and I would recommend it to anyone looking for a safe and convenient way to manage online payments. Reviewed on: 6th July 2026

Easy to use and simple

I love the way i can use paypay money eadily and comfortably when i need it on emergency.and the interesr is quite fair Reviewed on: 6th July 2026

Honest and fair

My experience with Paypal Credit has been honest and fair. For instance, when I missed a payment through an oversight, they alerted me, and I was able to make a manual payment without blemishing my credit file. Reviewed on: 6th July 2026

Using PayPal is easy.

Using PayPal is easy. From the App which allows you to see all your accounts like pay in three and credit. All transactions are clearly shown as well as the offer period for each transaction allowing easy budgeting. The fact that most online stores now accosting PayPal also makes it easier to purchase online. The choice also of having physical debit and credit cards that are linked to your bank account also allow flexibility when using ApplePay. Reviewed on: 6th July 2026

My go-to credit whenever I need it quickly

I've used PayPal Credit several times now, and I keep coming back to it because it's easy, clear bout its terms and flexible. I already have a PayPal account, so setting it up takes minutes. I don’t need to fill in lengthy application forms, going back and forth between pages, or wait for hours for approval. No early-repayment fees or hidden charges — I've been caught out by those before by Big-Name providers. And I can use it whenever I actually need it for various items, instead of having it tied to a specific purchase. That flexibility to me is priceless. Comparing it to my other credit experiences, PayPal credit is grossly underrated. Reviewed on: 6th July 2026

Always easy to use and great customer service the ap...

Always easy to use and great customer service the app is user friendly Reviewed on: 6th July 2026

PayPal is so convenient for me to use and also have...

PayPal is so convenient for me to use and also have a card in my Google wallet Reviewed on: 6th July 2026

Good always use .

Good always use ....... Go too app for me Reviewed on: 6th July 2026

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