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PayPal: PayPal Credit reviews

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4.90
Based on 84,533 reviews, last reviewed 24th Apr 2026
3112400% increase in 5 star reviews
in the past 90 days
4450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe safe and reliable Safe… reliable.. there to sort out if any issues arise Reviewed on: 24th April 2026
Fiona F's avatar
Fiona F

Latest lowest rating:

1

Quick Paypal Credit Results When i applied for a samsung paypal credit,it was very quick and easy to apply. Result was out in a matter of seconds. I am very happy Reviewed on: 24th April 2026
Maria's avatar
Maria
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84533)

Works as advertised.

5
Good for spreading the cost or for providing a layer of separation between your bank and sites you are unsure of. Reviewed on: 7th April 2026
Skippythebushkangaroo's avatar
Skippythebushkangaroo

I’ve used PayPal for years and it’s easily one of th...

5
I’ve used PayPal for years and it’s easily one of the most convenient and trustworthy ways to manage payments when shopping online. What I really like is how simple and stress-free the whole process feels, from checkout to keeping track of payments afterwards. Their Pay in 3 option has been especially helpful, giving me the flexibility to spread costs without any confusion. Everything is clearly explained, payment reminders are useful, and the app/site makes it very easy to stay on top of upcoming instalments. I also really value the extra sense of security and buyer protection, which gives me confidence every time I shop. Overall, PayPal combines convenience, flexibility, and trust better than any other retail finance provider I’ve used, so it absolutely deserves my vote. Reviewed on: 7th April 2026
Bogdan Botescu's avatar
Bogdan Botescu

PayPal is really easy to navigate and provides quick...

5
PayPal is really easy to navigate and provides quick decisions in regards to credit payments and pay in 3. Reviewed on: 7th April 2026
Jenna 's avatar
Jenna

Extremely happy with this service

5
Really happy. I bought tickets for the Chelsea flower show using PayPal credit. It was so easy to monitor my balance and for the other people going to send money to PayPal for their tickets too! Reviewed on: 7th April 2026
Ellis T's avatar
Ellis T

Easy to set up credit finance with just a few clicks

5
Very easy way to set up credit finance with just a few clicks, with plenty of other options available if longer term credit not required Reviewed on: 7th April 2026
DukeofEarl's avatar
DukeofEarl

Excellent

5
PayPal Credit offers a convenient and flexible way to manage purchases, especially for larger expenses. The application process is quick, the interface is user-friendly, and the ability to spread payments over time provides real financial ease. It’s a reliable option for anyone looking for short-term financing with clear terms and seamless integration into everyday online shopping. Reviewed on: 7th April 2026
Tolla's avatar
Tolla

A PERSISTENTLY HIGH LEVEL OF CUSTOMER SERVICE

5
I have always been very impressed by the extremely highly consistent level of Customer Care. PayPal has a team of very resourceful personnel on its staff, who readily are able to assist in problem solving, should the need arise. Using PayPal has provided me with a satisfactory level of confidennce when shopping on line and paying via my PayPal account which I have enrolled to several years ago. Reviewed on: 7th April 2026
Michael G's avatar
Michael G

I am so happy with this service thank you so...

5
I am so happy with this service thank you so much Reviewed on: 7th April 2026
Dr M's avatar
Dr M

Available to use on loads of sites

5
Available to use on loads of sites Reviewed on: 7th April 2026
Keri b's avatar
Keri b

I have really benefit paypal

5
I have really enjoyed having paypal as an option to spread costs and earn points. The app is easy to navigate too. I have also got the credit card. Reviewed on: 7th April 2026
Wendy S's avatar
Wendy S

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