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PayPal: PayPal Credit reviews

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4.90
Based on 84,608 reviews, last reviewed 24th Apr 2026
3119500% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. I like the pay in 3 option. Reviewed on: 24th April 2026
Joan R's avatar
Joan R

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84608)

Easy to use, I get informed before payments are take...

5
Easy to use, I get informed before payments are taken, always in control Reviewed on: 7th April 2026
Geoffrey S's avatar
Geoffrey S

Excellent if I’m short on money and then easy to top...

5
Excellent if I’m short on money and then easy to top back up when paid Reviewed on: 7th April 2026
Shirley M's avatar
Shirley M

PayPal Glory

5
PayPal has and been working for me as a backup financial support if I can put it that way. I really enjoy the service! Reviewed on: 7th April 2026
Bolt's avatar
Bolt

I always use paypal for any purchases.

5
I always use paypal for any purchases. My money is safe and I don't have to put my my banking details on every Website i use. It's time saving. Paypal credit is very handy as well. Reviewed on: 7th April 2026
Umar F's avatar
Umar F

Paypal credit is ideal to help with the larger purch...

5
Paypal credit is ideal to help with the larger purchases during the year. Making budgeting so much easier. Reviewed on: 7th April 2026
Margaret N's avatar
Margaret N

Convenient, flexible and reliable.

5
PayPal Credit has been a really convenient way to manage purchases and spread the cost when needed. The application process was straightforward, and it integrates seamlessly with PayPal at checkout. Payments are easy to track, and the promotional interest-free periods are genuinely useful when used responsibly. Overall, it’s a flexible and reliable option for occasional larger purchases. Reviewed on: 7th April 2026
Leah M's avatar
Leah M

Pay pal is very easy, safe and Comfort to use.

5
Pay pal is very easy, safe and Comfort to use. Reviewed on: 7th April 2026
Roman k's avatar
Roman k

Great company, great product, great service. Paypal.

5
Great company, great product, great service. Reviewed on: 7th April 2026
Mark Jordan 's avatar
Mark Jordan

I’ve been using PayPal for a while now, and overall...

5
I’ve been using PayPal for a while now, and overall I’m really happy with it. It’s easy to use, quick, and makes sending or receiving money straightforward. I especially like how I don’t have to share my card details every time I shop online. The security is reassuring, and I feel more protected when buying things compared to other payment methods. That said, the fees can be a bit annoying, especially for international payments. Overall, it’s a reliable service that I’d definitely recommend for everyday use. Reviewed on: 7th April 2026
Lenze's avatar
Lenze

It's so easy

5
It's so easy when paying for any thing. Reviewed on: 7th April 2026
Ken 's avatar
Ken

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