Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146123 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146123)

Prompt customer service it my best credit option tha...

Prompt customer service it my best credit option that meets my needs Reviewed on: 1st June 2026

PayPal service

Good service, nothing more to add Reviewed on: 1st June 2026

PayPal has been a Godsend for me since using PayPal...

PayPal has been a Godsend for me since using PayPal I have been able to use it to buy and pay for my own use. Thank you Reviewed on: 1st June 2026

Mostly a reliable platform, with specific emphasis f...

Mostly a reliable platform, with specific emphasis for customer's ease of use. I also value the security provided by PayPal. Reviewed on: 1st June 2026

Super ways to pay .

Great way of treating oneself to those additional items that you wouldn’t normally afford. Really good choice of spreading payments , User friendly app . Ease of use , keeping me in the picture at all times. Reviewed on: 1st June 2026

I am really happy by using PayPal.

I am really happy by using PayPal.. Reviewed on: 1st June 2026

Always use paypal

Always use pay pal great service,secure to use any problems they help straight away ,contacting directly that you have the problem with and get your money back Reviewed on: 1st June 2026

Iit was simple and easy to use

Iit was simple and easy to use, and I'd use it again Reviewed on: 1st June 2026

I’ve used PayPal for years now and have found the se...

I’ve used PayPal for years now and have found the service to be consistently excellent. Reviewed on: 1st June 2026

Excellent service

She quick and easy to use and I like it that I can keep updated by logging into my PayPal Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77575 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub