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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146096 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146097)

Amazing service

I got approved quickly and I find it so easy to use. If i have a problem customer service are amazing and sort my problem out quickly. Reviewed on: 1st June 2026

Always a great experience, easy to use and very help...

Always a great experience, easy to use and very helpful Reviewed on: 1st June 2026

Great for giving money and charging for it.

Great for giving money. High interest rates not so good. Takes days to go through which means you have to make sure money stays in account for 4-6 days after making transaction. Pay in 3 is a great option though. Also when I have contacted them they have been super friendly and helpful. Reviewed on: 1st June 2026

Very good service quick and helpfull anytime

Very good service quick and helpfull anytime Reviewed on: 1st June 2026

Great digital credit product.

Great digital credit product. I’ve been using PayPal Credit for a few years, and it's my go-to way to split up bigger purchases. It's incredibly easy to track via the app, and I love that I don't have to enter my physical credit card details on random merchant sites. Reviewed on: 1st June 2026

Good deals with PayPal

Pay pal always offers me good payments deals Reviewed on: 1st June 2026

Decent rates for credit.

Decent rates for credit.all round fair. Reviewed on: 1st June 2026

Fantastic, good service and easy to use

Never had a problem and great to be able to spread your payments with no interest Reviewed on: 1st June 2026

Good in understanding customer needs, excellent supp...

Good in understanding customer needs, excellent support, efficient and help from the PayPal team. Highly recommend to all customers. One of best service I ever used in life Reviewed on: 1st June 2026

Great place to use if you are buying

Easy to request a refund and to get money back i always use paypal for sights i dont use on a regular basis as it wont let you buy anything if its a scam sight Reviewed on: 1st June 2026

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