Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 84,692 reviews, last reviewed 24th Apr 2026
3127000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous service. Fabulous service.. so helpful for paying between friends and family. Reviewed on: 24th April 2026
Karen G's avatar
Karen G

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84692)

I always use PayPal payments wherever it is applicable.

5
I always use PayPal payments wherever it is applicable. I trust PayPal for my transactions with complete peace of mind. Reviewed on: 7th April 2026

I feel safe using PayPal.

5
I feel safe using PayPal. When I had issues with buying things and not receiving product, they have always come to my rescue. Reviewed on: 7th April 2026

My experience of Paypsl Customer Service has always...

5
My experience of Paypsl Customer Service has always been second to noe! Reviewed on: 7th April 2026

simplest solution

5
always a safer option to pay for goods where applicable. 4 months interest free credit is better than using most credit cards. Reviewed on: 7th April 2026

Excellent service trust worthy every transaction

5
Excellent service trust worthy every transaction Reviewed on: 7th April 2026

Paypal is fantastic for last minute birthday gifts o...

5
Paypal is fantastic for last minute birthday gifts or unexpected last minute bookings. With the option to pay in 4 months being a life saver Reviewed on: 7th April 2026

Paypal offers a truly valuable service, like paypal...

5
Paypal offers a truly valuable service, like paypal 3, which helps to pay in installments, free of interest. Reviewed on: 7th April 2026

Always great customer service on diputed items

5
Always great customer service on diputed items Reviewed on: 7th April 2026

I've never had any issues with using PayPal credit a...

5
I've never had any issues with using PayPal credit and the customer service is excellent. Reviewed on: 7th April 2026

Reliable safe way to pay with peace of mind

5
Reliable safe way to pay with peace of mind Reviewed on: 7th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review