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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I have been using PayPal over 7years now and I most...

I have been using PayPal over 7years now and I most say it was the best decision I have made Reviewed on: 6th July 2026

Great overall service, great way to send and receive...

Great overall service, great way to send and receive money or payments Reviewed on: 6th July 2026

Safe and secure payments always

I’ve also felt very secure making payments online through PayPal and if I have had any issues the customer service or dispute teams have always been amazing and supported me efficiently. Reviewed on: 6th July 2026

Easy to use and pretty much can be use everywhere...

Easy to use and pretty much can be use everywhere Reviewed on: 6th July 2026

Quick and easy

Quick and easy to split larger purchases into four interest free payments. Reviewed on: 6th July 2026

Easy 0% for 4 months

Use PayPal credit regularly, spread anything over £100 across 4 months onterest free. No brainer and works pretty much everywhere Reviewed on: 6th July 2026

Safety first .

Always feel safe using PayPal. Fast efficient and easy to use. Reviewed on: 6th July 2026

Always a good service never had any issues

Always a good service never had any issues Reviewed on: 6th July 2026

Always so easy to use, never had any issues feel saf...

Always so easy to use, never had any issues feel safe using PayPal nothing but good things every time. The payment options suit my needs Reviewed on: 6th July 2026

Great feel.

Great feel.safer shopping with paypal Reviewed on: 6th July 2026

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