Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146059 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146059)

Reliable and lightning-fast payment method.

Reliable and lightning-fast payment method. Very secure, and in case of any issues, customer service is always on top of them. It's been my go-to payment method for years. Reviewed on: 1st June 2026

Really good offers which are easy to use and manage

Really good offers which are easy to use and manage Reviewed on: 1st June 2026

I Have never problem with paypal

I Have never problem with paypal Reviewed on: 1st June 2026

App is hard to use to see transactions, recent payme...

App is hard to use to see transactions, recent payments, interest payments, 0% periods. Statements are pdf viewable only. Reviewed on: 1st June 2026

Excellent app

Excellent app, so easy to browse through the services and products and keep an eye on all actitivies on the go. Selectiom of products are good and helps support any type of spender Reviewed on: 1st June 2026

Excellent service

I’m very satisfied with PayPal Credit. It is easy to use, convenient and reliable. The payment options are flexible and everything works smoothly. I would happily recommend it to others. Reviewed on: 1st June 2026

Haven't had any issues, always responsive and easy t...

Haven't had any issues, always responsive and easy to use! Reviewed on: 1st June 2026

Great fast reliable.

Great fast reliable. It makes things easy. Reviewed on: 1st June 2026

I have been with PayPal for over a decade and still...

I have been with PayPal for over a decade and still happy to use it. Got refund for fraudulent transactions. Gives me a peace of mind to shop on line as far as China. Reviewed on: 1st June 2026

I use PayPal for most of my transactions.

I use PayPal for most of my transactions. It's great that I can spread the costs of purchases. Reviewed on: 1st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77524 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub