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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Never let me down.

Never let me down. great service Reviewed on: 6th July 2026

very useful and easy to ose and would recommend

very useful and easy to ose and would recommend Reviewed on: 6th July 2026

Always there if you need them great customer service...

Always there if you need them great customer service and good value Reviewed on: 6th July 2026

Good value credit card with PayPal points a bonus

Great value for money, with PayPal points being like cashback, as well as excellent customer service that is quick to resolve problems. Reviewed on: 6th July 2026

Always there when I need to buy and always on the en...

Always there when I need to buy and always on the end of the line if I have a problem. Reviewed on: 6th July 2026

Pay in 3 is the best and easiest way for me to purch...

Pay in 3 is the best and easiest way for me to purchase. Never any hassle and does what it says with interest free! Reviewed on: 6th July 2026

Very convenient and easy to set up and use

Very convenient and easy to set up and use Reviewed on: 6th July 2026

One of the oldest yet modern and the most convenient...

One of the oldest yet modern and the most convenient system. Reviewed on: 6th July 2026

Always there when needed, offering great payment opt...

Always there when needed, offering great payment options. Fantastic communication and never let me down. Fast and easy to understand credit options and never pushing you to decide.Allround brilliant service. Reviewed on: 6th July 2026

PayPal makes life much simpler

I use PayPal for most of my transactions. I use their credit card, debit account and pay in 3. I even have started buying PayPal shares, which shows how much trust I have in them. It makes your spending clear and easy. The rewards function is fantastic, you’re earning money by spending money, which is a bonus. having everything in one place makes life much simpler. Reviewed on: 6th July 2026

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