Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84778 reviews)

View other PayPal products

4.90

Based on 84,778 reviews, last reviewed 25th Apr 2026

3134700% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always my first go to. Pay pal are an easy efficient way to spread the cost, they also give an extra layer of protection when I make a larger purchase, especially holidays. ... Read more Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (84778)

Having the ability to pay over time or in instalment...

Having the ability to pay over time or in instalments is very helpful. Reviewed on: 7th April 2026

Easy to use ,all my family use it simple and fast tr...

Easy to use ,all my family use it simple and fast transfer Reviewed on: 7th April 2026

Paypal is a secure site to use, with good buyer prot...

Paypal is a secure site to use, with good buyer protection. Easy to navigate site everything explained very well, customer service is 1st class. Anytime i buy online i use Paypal Reviewed on: 7th April 2026

affordable credit, and free money

paypal provides affordable credit, and free money via rewards system. whats not to like? Reviewed on: 7th April 2026

PayPal has always been a life saver for me with the...

PayPal has always been a life saver for me with the easy 3 payments. Brilliant Reviewed on: 7th April 2026

Easy Transactions.

Easy Transactions. Convenient portal - easy to manage your money. I've been with paypal for over 10 years now, and it has mostly been positive. Reviewed on: 7th April 2026

It’s a pleasure

I enjoy using PayPal with the added bonus of different ways to pay off the balance the app is always reliable and with no hidden costs it’s all round a pleasure to shop using my PayPal account Reviewed on: 7th April 2026

Always easy to use and confidence protection in plac...

Always easy to use and confidence protection in place if any issues Reviewed on: 7th April 2026

Every time I have an issue it has been resolved...

Every time I have an issue it has been resolved Reviewed on: 7th April 2026

Easy to Use

Accessible and convenient credit when I need it. Easy to understand and use. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38816 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub