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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146006)

I'm very grateful to be paypal, its helpful for me n...

4
I'm very grateful to be paypal, its helpful for me now lost of options they have. Reviewed on: 1st June 2026

Excellent service.

5
Excellent service. Easy to use and very convenient. Great App. Reviewed on: 1st June 2026

Customer service very helpful when I had a query

5
Customer service very helpful when I had a query Reviewed on: 1st June 2026

Used them for years never had any problems in Great...

5
Used them for years never had any problems in Great customer service. Reviewed on: 1st June 2026

I used to see Paypal as a simple money transfer comp...

5
I used to see Paypal as a simple money transfer company, however, little did I know the growth they have had! Providing solutions to a wider customer profile, they have been fantastic in supporting me and continue to deliver exceptional products that meet todays demands. Reviewed on: 1st June 2026

I’ve always had great conversations with PayPal’s cu...

5
I’ve always had great conversations with PayPal’s customer service. Whether it be a troublesome merchant or a security issue, they always have your back. PayPal is consistently one of the handiest apps you could have on your pocket. Reviewed on: 1st June 2026

Easy to use and even better with the app

5
Easy to use . The app is great to see all you spending etc . Reviewed on: 1st June 2026

Extremely helpful

5
PayPal have been extremely helpful with the chat feature when needing to ask a question. And the pay in 3 has been really helpful too. Reviewed on: 1st June 2026

Had PayPal for years, I would recommend it.

5
Had PayPal for years, use it to hold and transfer money. Recently used credit which was easy to set up and eve easier to pay off when I was able to pay a bulk of the credit off. Reviewed on: 1st June 2026

PayPal is perfect if he needs a refund it’s a refund...

5
PayPal is perfect if he needs a refund it’s a refunded straight away into your account absolutely just wonderful Reviewed on: 1st June 2026

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