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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145895 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145897)

I have been using PayPal for more then seven years a...

I have been using PayPal for more then seven years and it helped me a lot. Reviewed on: 31st May 2026

So easy to use, I've never had any problems using p...

So easy to use, I've never had any problems using paypal credit, will definitely recommend. Reviewed on: 31st May 2026

Paypal credit

Easy to use and convenient to pay over three or four months. Reviewed on: 31st May 2026

Amazing app and company, always willing to help when...

Amazing app and company, always willing to help when I have questions as well as being very informative with lovely employees Reviewed on: 31st May 2026

Simplicity

Very easy to use flexible and good payment terms. Fantastic experience. Accessories. . Reviewed on: 31st May 2026

Using PayPal confidently for years

I have been using PayPal for years and it gives me confidence to buy online. The customer service is great, too. Reviewed on: 31st May 2026

Ease of Payment

I have bought a lot of gadgets through PayPal with ease of payment. Reviewed on: 31st May 2026

User friendly , Would recommend .

User friendly , Would recommend . App easy to navigate Reviewed on: 31st May 2026

App is easily accessible and easy to use with great...

App is easily accessible and easy to use with great features and fantastic rates on PayPal credit also. Reviewed on: 31st May 2026

Great offers, and security

Offer of pay in 4 months is great. As well as pay in 3. I also like the security of knowing payment issues can be resolved if a seller is trying to scam. Reviewed on: 31st May 2026

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