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PayPal: PayPal Credit reviews

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4.90
Based on 84,791 reviews, last reviewed 25th Apr 2026
3135900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy helper to make the budget go further PayPal credit has been a life saver organising bits for our building works whilst managing the budget and allowing us more flexibility. Being able to ... Read more Reviewed on: 25th April 2026
Katharina's avatar
Katharina

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84791)

Easy payments,no hassle.

5
Easy payments,no hassle. Good communication. Clear information Reviewed on: 7th April 2026
Mr S's avatar
Mr S

Credit card for 4 months interest free is excellent

5
Credit card for 4 months interest free is excellent Reviewed on: 7th April 2026
Rebecca S's avatar
Rebecca S

Love the pay in 3 option with PayPal

5
Love the pay in 3 option that PayPal offer. It gives me the freedom to buy and interest free Reviewed on: 7th April 2026
tracey d's avatar
tracey d

Having the ability to pay over time or in instalment...

5
Having the ability to pay over time or in instalments is very helpful. Reviewed on: 7th April 2026
MISS R's avatar
MISS R

Easy to use ,all my family use it simple and fast tr...

5
Easy to use ,all my family use it simple and fast transfer Reviewed on: 7th April 2026
Karina K's avatar
Karina K

Paypal is a secure site to use, with good buyer prot...

5
Paypal is a secure site to use, with good buyer protection. Easy to navigate site everything explained very well, customer service is 1st class. Anytime i buy online i use Paypal Reviewed on: 7th April 2026
Garry C's avatar
Garry C

affordable credit, and free money

5
paypal provides affordable credit, and free money via rewards system. whats not to like? Reviewed on: 7th April 2026
Victoria Knibbs's avatar
Victoria Knibbs

PayPal has always been a life saver for me with the...

5
PayPal has always been a life saver for me with the easy 3 payments. Brilliant Reviewed on: 7th April 2026
Kerry F's avatar
Kerry F

Easy Transactions.

4
Easy Transactions. Convenient portal - easy to manage your money. I've been with paypal for over 10 years now, and it has mostly been positive. Reviewed on: 7th April 2026
Brandon W's avatar
Brandon W

It’s a pleasure

5
I enjoy using PayPal with the added bonus of different ways to pay off the balance the app is always reliable and with no hidden costs it’s all round a pleasure to shop using my PayPal account Reviewed on: 7th April 2026
Stephanie M's avatar
Stephanie M

Review PayPal: PayPal Credit now

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