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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent customer service , always helpful and do t...

Excellent customer service , always helpful and do their best to resolve issues. Reviewed on: 6th July 2026

A great service provider

I really do think PayPal just does everything right! I’ve never had a problem with PayPal at all if you a question they answer it Reviewed on: 6th July 2026

Very good service

Very good service, easy to use, simple to apply for credit Reviewed on: 6th July 2026

Amazing service

It has always been reliable,great value and great service.Had one issue that was not pay pals fault but they still stepped straight in and helped get it sorted for me Reviewed on: 6th July 2026

Reliable option payment

Good option to pay on purchase.. I usually used the 4 months zero n interest rate, good value for me. I’ve been using PayPal since then. When it comes to refund, they do it immediately with out any delay. Reviewed on: 6th July 2026

0% purchase for 4 months is a great useful deal...

0% purchase for 4 months is a great useful deal Reviewed on: 6th July 2026

Very good having 4 months interest free

Very good having 4 months interest free Reviewed on: 6th July 2026

Excellent Retail Finance Experience

I’ve had a positive experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. The app is easy to use, payments are simple to manage, and I appreciate being able to keep track of my balance and due dates in one place. Overall, it’s been a reliable service that gives me extra flexibility when I need it. I’d be happy to recommend PayPal Credit to anyone looking for a convenient retail finance option. Reviewed on: 6th July 2026

Using PayPal is a very easy experience, they are ver...

Using PayPal is a very easy experience, they are very competitively priced regards interest rates too. Reviewed on: 6th July 2026

PayPal credit is super easy to use

Settled a dispute for me, PayPal credit is super easy to use and you can set up a direct debit for it Reviewed on: 6th July 2026

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