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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Every purchase through PayPal ig guaranteed to prote...

Every purchase through PayPal ig guaranteed to protect the public. And issues are dealt with quickly. Reviewed on: 6th July 2026

Safe and secure

Safe and secure and peace of mind Reviewed on: 6th July 2026

Game changer

Excellent and professionalism set of company, they're always there to help you sort issues relating to costumer services. Reviewed on: 6th July 2026

Straight forward, clear steps, good rates

Straight forward, clear steps, good rates Reviewed on: 6th July 2026

Sold as Credit but more like a loan.

Sold as ‘credit’ but more like a loan. due to this you are unable to balance transfer to new legit credit card. Wish the 0% interest had a longer payback time. Okay for small amount but becomes challenging to maintain at more than £500-£800. Reviewed on: 6th July 2026

CONVENIENT

I think it’s such a convenient method to pay especially when financially times are a bit tight so it helps bring me pleasure and happiness that I’m able to buy what I want with a fixed plan. I love it! Reviewed on: 6th July 2026

I have used paypal credit for over a decade.

I have used paypal credit for over a decade. The process when using it to purchase is simple and the variety of bnpl or 4 months interest free are great options. I have had to contact customer services before and the process was simple, streamlined and my product was resolved in no time with them keeping me up to date at every step. A trusted credit provider I will continue to use above any other Reviewed on: 6th July 2026

I like the easy way I can pay knowing everything is...

I like the easy way I can pay knowing everything is secure. Every transaction is at my fingertips to check and I receive notification of any activity. Reviewed on: 6th July 2026

It's been easy, no problems experance

It's been easy, no problems experance Reviewed on: 6th July 2026

Great service

Great service, clear statement and good communication. Reviewed on: 6th July 2026

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