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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145722)

PayPal is the easiest way to check out and feels ver...

5
PayPal is the easiest way to check out and feels very secure. I also enjoy the pay in 3 option which is quick and easy. Reviewed on: 31st May 2026

Easier to use app always have a helping response to...

5
Easier to use app always have a helping response to queries Reviewed on: 31st May 2026

Easy to use and pay in 3 is always a...

5
Easy to use and pay in 3 is always a great help Reviewed on: 31st May 2026

Very good use alot for purchases I want to split up.

5
Very good use alot for purchases I want to split up. Much better than using Klarna and the app is very simple to use so I can see all of my purchases and manage them. Reviewed on: 31st May 2026

Excellent service

5
Ive had a paypal account for many years and its a save way to pay for goods and services, giving me peace of mind Reviewed on: 31st May 2026

Very good experience perfect

5
Very good experience Personally would recommend papal credit to everyone I know Reviewed on: 31st May 2026

PayPal Is an excellent app to have.

5
PayPal has helped me over the years to buy larger purchases by paying over a period of time. Very helpful. Reviewed on: 31st May 2026

It’s good credit and I liked .

5
It’s good credit and I liked . I used every where Reviewed on: 31st May 2026

Paypal is so easy to use its quick and simple so any...

5
Paypal is so easy to use its quick and simple so anyone could use it Reviewed on: 31st May 2026

Great company.

5
I’ve had a great experience using PayPal. The platform is easy to use, secure, and makes sending and receiving money straightforward. Payments are processed quickly, and the buyer protection gives added peace of mind when shopping online. Customer service has also been helpful whenever I’ve needed assistance. Overall, PayPal is a reliable and convenient payment solution that I would happily recommend. Reviewed on: 31st May 2026

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