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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145718 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145718)

Excellent prompt credit scheme has enabled me to pur...

Excellent prompt credit scheme has enabled me to purchase items at cost that I couldn't afford otherwise Reviewed on: 31st May 2026

Ease of use & flexible payment options!

Very easy to use and keep track of purchases. Love the pay in 3 option. I have also used the pay friends. I love how it’s secure and protected. Reviewed on: 31st May 2026

Excellent customer service.

Excellent customer service. When there is a dispute it is resolved on time. Reviewed on: 31st May 2026

Usually helpful although sometimes can take a long t...

Usually helpful although sometimes can take a long time to resolve an issue Reviewed on: 31st May 2026

Safe and secure payment method

I always use PayPal if available as a safe and secure method of online payment. Reviewed on: 31st May 2026

My account was hacked and the team were superb at ge...

My account was hacked and the team were superb at getting my money back. They were superb and very professional and kept me reassured at a terrible time Reviewed on: 31st May 2026

PayPal has been an excellent addition to the interne...

PayPal has been an excellent addition to the internet and I wouldn’t make purchases online without them Reviewed on: 31st May 2026

Helped me when I needed most !

Helped me when I needed most ! Easy to use and fast answers Reviewed on: 31st May 2026

Had a problem.

Had a problem. Easy to contact and discuss, and problem solved Reviewed on: 31st May 2026

Brilliant, smooth and easy to use and no problems.

Brilliant, smooth and easy to use and no problems. Which is refreshing in this day and age. Thanks for being 10/10 Reviewed on: 31st May 2026

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