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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Very good the one time I had to ring them they sorte...

5
Very good the one time I had to ring them they sorted it out no problem Reviewed on: 6th July 2026

PayPal is fast and a great way to pay in 3 or have t...

5
PayPal is fast and a great way to pay in 3 or have the credit Reviewed on: 6th July 2026

With PayPal credit you can spread the cost of larger...

5
With PayPal credit you can spread the cost of larger purchases or even the option of pay in 3 which has helped me a lot Reviewed on: 6th July 2026

No hassle, very easy to use.

5
No hassle, very easy to use. Everything preset, just click and you are all set. Reviewed on: 6th July 2026

Really convenient

5
Really convenient to use and excellent service range. Reviewed on: 6th July 2026

PayPal credit

5
Used for a variety of purchases for efficiency and security. Easy to use and effective, very helpful over the years. Reviewed on: 6th July 2026

Very useful and helpful, easy to use

5
Very useful and helpful, easy to use and better than you can get no interest payments over a period of time to help with those purchases you might not have the money for straight away. Reviewed on: 6th July 2026

Complication removed!.

5
Easy to set up as an existing account holder. Straight forward to use! Exactly as you want something to be! Reviewed on: 6th July 2026

Excellent service, particularly pay in three.

5
Excellent service, particularly pay in three. Reviewed on: 6th July 2026

Great, easy to use.

5
Great, easy to use. Easy to pay on the app Reviewed on: 6th July 2026

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