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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145717)

best alternative payment system

Always great to use no problem from me Reviewed on: 31st May 2026

always perfect always safe not happy

always perfect always safe not happy using any body else Reviewed on: 31st May 2026

Never had an issue, overall if i have to call a busi...

Never had an issue, overall if i have to call a business (paypal) its because I've got a problem. Never called. All good Reviewed on: 31st May 2026

It’s always around ease of use, PayPal offers an eas...

It’s always around ease of use, PayPal offers an easy experience, clear terms of payment, an app that works really well and great flexibility Reviewed on: 31st May 2026

Great service, always accommodating and easy to use

Great service, always accommodating and easy to use Reviewed on: 31st May 2026

No hassle

All my transactions are stress free no worries doing purchases and if any problems pay pal sort it straight away Reviewed on: 31st May 2026

The Click That Changed Everything

My experience with PayPal has been simple, reliable and convenient. It has made my sending and receiving money journey way much easier, and all while giving me confidence that my transactions are secure and successful. Through using PayPal I’ve learned how great the importance of digital payments is, and how technology can connect people around the world with just a few clicks! Reviewed on: 31st May 2026

I love the security and pay later options.

I love the security and find the Pay In 3 very helpful. Reviewed on: 31st May 2026

I have using PayPal continuously over a number of ye...

I have using PayPal continuously over a number of years. When I purchase on line I prefer to PayPal it, as I find it more secure. I have never had any problems with PayPal and will continuously be using it for as long as I need it. Reviewed on: 31st May 2026

I've never had a bad experience with PayPal.

I've never had a bad experience with PayPal. I use it all the time for security. Reviewed on: 31st May 2026

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