Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,950 reviews, last reviewed 25th Apr 2026
3150900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a very positive experience using PayPal Cre... I’ve had a very positive experience using PayPal Credit. It’s been convenient, easy to manage, and really helpful for spreading the cost of purchases ... Read more Reviewed on: 25th April 2026
Azaan Rana's avatar
Azaan Rana

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (84950)

Deals.... Deals

3
You give us deals by email but by the time we open it the deals have all gone or there is an error Reviewed on: 7th April 2026
Da's avatar
Da

Easy to use.

5
Easy to use. Good communication. Good rates. Reviewed on: 7th April 2026
Angela N's avatar
Angela N

I've been using Paypal Credit for a few years and it...

5
I've been using Paypal Credit for a few years and it's great. I love the 4 months interest free on my larger purchases, and when I accidentally paid a payment twice they sorted it out with no issues. They've also started doing rewards which have amounted to a few quid off some of my purchases. Reviewed on: 7th April 2026
Em JH's avatar
Em JH

Thank you!

5
Love being able to pay off in installments - very helpful when prioritising two kids and need to make an unexpected purchase Reviewed on: 7th April 2026
Fiona's avatar
Fiona

Peace of mind.

5
PayPal is easy to use and offers peace of mind. Reviewed on: 7th April 2026
Matt M's avatar
Matt M

Great Company

5
Great products, easy to use website and excellent customer service Reviewed on: 7th April 2026
VJ's avatar
VJ

So many suppliers use PayPal now so it’s very easy t...

5
So many suppliers use PayPal now so it’s very easy to use for buying. Communication is really good, especially as sometimes I forget the date of my payment, so the reminders are excellent as gives me time to pay my bill. Reviewed on: 7th April 2026
Neale A's avatar
Neale A

PayPal Credit is a fantastic

5
PayPal Credit is a fantastic option—it gives me real flexibility to pay when it suits me and manage my monthly repayments with ease. It makes budgeting much simpler and stress-free! Reviewed on: 7th April 2026
Marcin Wilkolaski's avatar
Marcin Wilkolaski

Never had any issues.

5
Never had any issues. When I have had queries, they have been dealt with effectively Reviewed on: 7th April 2026
Charlotte A's avatar
Charlotte A

Polite, clear and helpful service.

5
Polite, clear and helpful service. I’ve found PayPal excellent to use. Reviewed on: 7th April 2026
N c's avatar
N c

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill