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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

professional & knowledgeable

I have always PayPal informative and professional Reviewed on: 6th July 2026

PayPal Review

They've always been helpful if I've had any issues. I feel safe knowing I'm paying for my items through them Reviewed on: 6th July 2026

Very helpful customer service.

Very helpful customer service. Easy to use app. And feel your money is protected Reviewed on: 6th July 2026

Recommend PayPal Credit

I have been using PayPal Credit for some time now and my experience has always been very positive. The application process was simple, payments are easy to manage, and everything is clear and straightforward. It has been a convenient and reliable way to spread the cost of purchases. I would definitely recommend PayPal Credit to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

Great provider

Very happy with the finance provided Reviewed on: 6th July 2026

It has been so easy to access scheduled payments...

It has been so easy to access scheduled payment credit now and then when it was handy to spread payments of a large item Reviewed on: 6th July 2026

Easy to use app and keep track of spending

Easy to use app and keep track of spending Reviewed on: 6th July 2026

The app does everything I need.

The app does everything I need and has good security. Customer services were good and were very efficient when I contacted them. Reviewed on: 6th July 2026

Easy to use & navigate.

Easy to use & navigate. Available to use on a great range of webs Reviewed on: 6th July 2026

I've had a great experience with PayPal.

I've had a great experience with PayPal. It's easy to use, secure, and makes sending and receiving payments simple. Transactions are usually quick, and I've never had any major issues. It's a reliable service that makes online payments convenient. I would definitely recommend it to anyone looking for a trusted payment platform. Reviewed on: 6th July 2026

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