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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145715 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145715)

Very easy to use.

Very easy to use. Simple and straight forward with no hassle at all. Will use again in the future. Reviewed on: 31st May 2026

Useful being able to split payments in three, as wel...

Useful being able to split payments in three, as well as the option for four months interest free with the credit Reviewed on: 31st May 2026

Easy to use everywhere

Easy to use everywhere, mostly online services Reviewed on: 31st May 2026

Safest way to pay!

Love pay in 3. Great to transfer between fries and family. Makes me feel safe and secure when purchasing through them online Reviewed on: 31st May 2026

Always helpful,efficient and professional

Always helpful,efficient and professional Reviewed on: 31st May 2026

Very convenient, good services

Very convenient, providing good services and value for money Reviewed on: 31st May 2026

Easy process

I just find PayPal a very easy process,nothing is complicated & the format is very easy to understand Reviewed on: 31st May 2026

PayPal is always easy and great and helpful when I’v...

PayPal is always easy and great and helpful when I’ve been scammed and got my money back Reviewed on: 31st May 2026

PayPal is good!

Pay in three is handy and interest free… also very easy to use on pretty much every web site. However, obviously higher interest for credit if don’t pay off in the 0 percent interest term - but I like PayPal! Reviewed on: 31st May 2026

PayPal has been a life saver for me , It has helped...

PayPal has been a life saver for me , It has helped me to purchase items so many times when I haven't had funds available , And I trust the security I have when I use it , And the PayPal protection , and I don't know what I would do without it . Reviewed on: 31st May 2026

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