Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Very secure and many options for the payment so it’s...

Very secure and many options for the payment so it’s easier to manage finance and bigger purchases I like online features and visualisation of outstanding payments Reviewed on: 6th July 2026

PayPal Credit Has Been a Great Help!

I’ve had a great experience with PayPal Credit. It’s been a reliable and convenient way to manage my purchases, especially when I need a little extra flexibility. The application process was straightforward, and everything has worked smoothly so far. I really appreciate how easy it is to use, and it’s genuinely been a helpful financial tool when needed. Overall, I’m very satisfied with PayPal Credit and would definitely recommend it to anyone looking for a simple and trustworthy credit option. Reviewed on: 6th July 2026

Very good for paying for items with protection

Very good for paying for items with protection Reviewed on: 6th July 2026

Easy peasy

Easy to use and if you see something you been looking for use PayPal pay in three easy peasy Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was straightforward, and using it for purchases has been simple and convenient. I like how easy it is to manage my account and keep track of my spending, and the flexibility to spread the cost of larger purchases has been really helpful. Overall, it’s been a reliable and hassle-free way to pay, and I’d happily recommend PayPal Credit to others. Reviewed on: 6th July 2026

I’ve been using PayPal for about 24 years!

I’ve been using PayPal for about 24 years! Couldn’t be happier with their service. Reviewed on: 6th July 2026

Pay pal credit is straightforward with no hidden sur...

Pay pal credit is straightforward with no hidden surprises Reviewed on: 6th July 2026

Easy and quick

Easy to use, i feel safe using PayPal for online shopping. Any problems and you know you get your money back. Reviewed on: 6th July 2026

Always have a great experience with PayPal.

Always have a great experience with PayPal. The team are always so friendly and helpful. Would recommend Reviewed on: 6th July 2026

paypal and paypal credit

Very easy to use and a fantastic company Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub