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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 85,167 reviews, last reviewed 25th Apr 2026
3171700% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience! Great experience, they provide 0% for four month instalment all payment. Best credit card ever Reviewed on: 25th April 2026
OBabs's avatar
OBabs

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85167)

Good credit provider

4
Good credit provider. The Customer service are Very helpful when a problem arises. App and website are both user friendly. Easy to understand all the information Reviewed on: 7th April 2026
Natalie W's avatar
Natalie W

I found them perfect.

5
I found them perfect. Just when life gets complicated here is a light in the darkness to give you hope. A much needed simplification. Reviewed on: 7th April 2026
william B's avatar
william B

What can i say it's really one off the best that i u...

5
What can i say it's really one off the best that i used for years now and don't actually have single complaints about paypall whenever I use them i know that no meter what my money is safe one way or the other if i don't get my product or my money back from company for whatever rhe reason i report to paypal and they do the rest so far i have not come to any other one to compare with paypay if I will recommend them oh yes 100% Reviewed on: 7th April 2026
maximo d's avatar
maximo d

PayPal - Making credit easy & accessible

5
Accessible, easy to use, reliable & excellent communication. Regular communications are provided throughout the month informing you of statements available & up / coming payments so you can keep on track. Reviewed on: 7th April 2026
Stephen P's avatar
Stephen P

Always helpful and advice is appreciated very helpful

5
Always helpful and advice is appreciated very helpful Reviewed on: 7th April 2026
mohammed s's avatar
mohammed s

Good Option

4
Good Option and secure. Easy to use Reviewed on: 7th April 2026
Tra D's avatar
Tra D

Excellent, would definitely recommend!!!

5
They are very quick to sort out queries, very efficient! I also love the continuous promotional rates Reviewed on: 7th April 2026
Dionysia A's avatar
Dionysia A

PayPal is my preference!

5
I always feel secure using PayPal and have had great experience with them in previous years when my card details were copied and used for a fraudulent payment, PayPal had it sorted out for me almost instantly, got my money back straight away. I always use them for online shopping if it's a payment option. Even signed up for PayPal Credit last year. Reviewed on: 7th April 2026
Jenni C's avatar
Jenni C

PayPal Credit - so handy for a lot of purchases

5
PayPal Credit - so handy for a lot of purchases. Get it paid in 4 months and you’re sorted! Reviewed on: 7th April 2026
Neil K's avatar
Neil K

It’s simple, easy and hassle free.

5
It’s simple, easy and hassle free. I’d use it everywhere if I could. Reviewed on: 7th April 2026
JR's avatar
JR

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