Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145709 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145709)

Trusted PayPal

Incredible no haste easy to navigate site Reviewed on: 31st May 2026

Trust and peace of mind.

I like to pay via PayPal as I trust them to take of my. Money. I'd say it was peace of mind Reviewed on: 31st May 2026

Effective online payments.

PayPal credit is easy to use and has helped me spread the cost of purchases on a number of occasions. The interest free opportunities have also proved useful. The security is effective for payments. Reviewed on: 31st May 2026

Be better when making payment shows payment rather t...

Be better when making payment shows payment rather than just going back Reviewed on: 31st May 2026

Smooth, reliable, quick

Reliable, fast, always receive reminders before a payment is taken out Reviewed on: 31st May 2026

I am loving it its very convenient

I am loving it its very convenient Reviewed on: 31st May 2026

Paypal service

Always willing to help with a problem excellent servicebeen using for years never had any problems Reviewed on: 31st May 2026

Great.premier league champions of the finance world

Great online app . Easy to contact customer services and staff on telephone understanding and helpful. I wish my every day bank was so accessible Reviewed on: 31st May 2026

Great customer service, always resolve any issues i...

Great customer service, always resolve any issues in a timely fashion. Reviewed on: 31st May 2026

Its very good and easy to maintain the things on...

Its very good and easy to maintain the things on paypal Reviewed on: 31st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77242 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub