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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145700)

Very easy to use, reliable and fast acceptance.

5
Very easy to use, reliable and fast acceptance. Reliable service and a great baseline to get started if you exploring credit… never any issues Reviewed on: 31st May 2026

Always happy to use pay pal as extra security & cust...

5
Always happy to use pay pal as extra security & customer service care is great Reviewed on: 31st May 2026

The app is easy to use.

5
The app is easy to use. The options for PayPal payments are plentiful online. Reviewed on: 31st May 2026

PayPal is very reliable and convenient

5
PayPal is very reliable and convenient Reviewed on: 31st May 2026

Can’t fault the overall experience so easy and seaml...

5
Can’t fault the overall experience so easy and seamless - so invaluable for us especially with wedding rings Reviewed on: 31st May 2026

Really good service and I always feel safer using Pa...

5
Really good service and I always feel safer using Paypal over my standard bank when making online purchases. Reviewed on: 31st May 2026

Easy to shop and pay with PayPal

5
Easy to shop and pay with PayPal Reviewed on: 31st May 2026

Any problems I had was sorted straight away and thei...

5
Any problems I had was sorted straight away and their payment options are always good. Reviewed on: 31st May 2026

I was nearly scammed once and staff at PayPal were s...

5
I was nearly scammed once and staff at PayPal were so helpful Reviewed on: 31st May 2026

Easy to use long term to pay off in easy manageable...

5
Easy to use long term to pay off in easy manageable payments, 0% interest for 4months Exllent idea Reviewed on: 31st May 2026

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