Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 85,268 reviews, last reviewed 25th Apr 2026
3180900% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You have peace of mind, when you pay through PayPal When you purchase through PayPal you have peace of mind .. knowing if some sellers try & rip you off .. or send you a totally different item .. they b... Read more Reviewed on: 25th April 2026
Lamont 's avatar
Lamont

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (85269)

Very good service/Good credit,I happy to recomment

5
Very good service/Good credit,I happy to recomment Reviewed on: 7th April 2026
Tharuta S's avatar
Tharuta S

Good experience, always open and honest for what is...

5
Good experience, always open and honest for what is offered, and transparent about credit options. Reviewed on: 7th April 2026
Tilly M's avatar
Tilly M

Great service

5
Great service to use whether it’s the credit option, pay in 3 or just regular PayPal. I use PayPal for a majority of my online transactions because of how reliable it is and how many businesses accept it. Reviewed on: 7th April 2026
Jacob D's avatar
Jacob D

Great service very easy and reliable to use.

5
Great service very easy and reliable to use. Safe and secure payments. Use for all my payments Reviewed on: 7th April 2026
Ismah's avatar
Ismah

Great services, great customer services, i greatly r...

5
Great services, great customer services, i greatly recommend. Paypal has always come through for me everytime for me and my famly. No regret choosing paypal Reviewed on: 7th April 2026
Olivia n's avatar
Olivia n

I have no issues with PayPal and I am particularly i...

5
I have no issues with PayPal and I am particularly impressed with their handling of refunds or issues re payments etc. They are prompt with giving information and trying to rectify disputes. Thank you PayPal Reviewed on: 7th April 2026
Ingrid P's avatar
Ingrid P

The Best...

5
The Best...... ..................... Reviewed on: 7th April 2026
MANH Nguyen's avatar
MANH Nguyen

Best solution to spread costs

5
PayPal has been my solution to split in 4 large payments I had interest free. Reviewed on: 7th April 2026
Georgios D's avatar
Georgios D

Credit review

5
Convenient, easy to use and gives plenty of options Reviewed on: 7th April 2026
Hannah B's avatar
Hannah B

Excellent

5
Excellent service would definitely recommend Reviewed on: 7th April 2026
Charlie's avatar
Charlie

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill