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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to ise app and affordable rates. I would

Easy to use payment system and affordable rates Reviewed on: 6th July 2026

Pay in 3 service is great!

One of my favourite features is the Pay in 3 service. It allows me to spread the cost of larger purchases over three interest-free payments, making it much easier to manage my budget without any extra charges when payments are made on time. Reviewed on: 6th July 2026

Perfect solution for payment on goods safe & secure...

Perfect solution for payment on goods safe & secure easy payment to make would recommend this credit scheme always reminded when the payment is due Reviewed on: 6th July 2026

PayPal dependable friend.

PayPal dependable friend. This is the you can rely on when you’re facing financial crisis. Reviewed on: 6th July 2026

Never had any problems with pay pal use it every day...

Never had any problems with pay pal use it every day in life Reviewed on: 6th July 2026

Find the credit and pay in 3 features very useful fo...

Find the credit and pay in 3 features very useful for larger purchases Reviewed on: 6th July 2026

When ever need to purchase something PayPal always t...

When ever need to purchase something PayPal always there for me and safe that's the most important for me same time I enjoy using PayPal thank you! Reviewed on: 6th July 2026

PayPal credit pay over 3 months with no interest ena...

PayPal credit pay over 3 months with no interest enabled me to buy heating oil. I would have struggled to afford to pay for it in one payment. I will use this method again when I need to top up in the winter. So easy to manage. Reviewed on: 6th July 2026

Excellent and informative, you always know where are...

Excellent and informative, you always know where are and be able to adjust payments Reviewed on: 6th July 2026

Really easy to use, and really useful having the car...

Really easy to use, and really useful having the card available. Reviewed on: 6th July 2026

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