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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145696)

Simply the best

4
If i need something it is there and pay back is easy Reviewed on: 31st May 2026

Good service,

5
Good service, but the updating of personal information could be smoother. Reviewed on: 31st May 2026

Always easy to use.

5
Always easy to use. No hassle. Easy payment system wether its paying for items or paying off a balance. Reviewed on: 31st May 2026

Great service, security and peace of mind when using...

5
Great service, security and peace of mind when using PayPal services Reviewed on: 31st May 2026

Good experience using it.

5
Good experience using it. It protects my account from being used in every platform and allowing me to only share my account information with PayPal. Their interest rate for PayPal is far Reviewed on: 31st May 2026

I have been able to buy things I need using PayPal o...

5
I have been able to buy things I need using PayPal over a few months interest free Reviewed on: 31st May 2026

Easy and convenient to use and keep on track of fina...

5
Easy and convenient to use and keep on track of finances Reviewed on: 31st May 2026

Satisfaction,happy to be customer PayPal

5
Satisfaction,happy to be customer PayPal Reviewed on: 31st May 2026

I used paypal for year, I often buy something on 3mo...

5
I used paypal for year, I often buy something on 3months free intrest, I think its great option Reviewed on: 31st May 2026

Always clear and straightforward

5
Always clear and straightforward Reviewed on: 31st May 2026

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