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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Good service

Always sorted out any problems immediately and never had to wait Reviewed on: 6th July 2026

Very simple to use user friendly

Very simple to use user friendly Reviewed on: 6th July 2026

Very good intrest free options over 3 years makes...

Very good intrest free options over 3 years makes bigger purchases possible and very easy to use app makes it easy to manage payments Reviewed on: 6th July 2026

Hapy consumer

I hat an excellent experience so far Reviewed on: 6th July 2026

My safe way to buy from the internet!!!

Brought products from what I didn’t know as a dodgy website, didn’t get products money refunded. Always feel save buying through PayPal as they really look after you and fight for you Reviewed on: 6th July 2026

Quick and efficient

It took couple of minutes to fill the application and didn’t have to wait for the result. Reviewed on: 6th July 2026

PayPal protectors

PayPal gives added protection when shopping online and are an excellent resource if anything goes wrong. For example if purchases don't arrive and the company doesn't refund they will step in and resolve the issue. Reviewed on: 6th July 2026

Great platform i feel safe shopping with paypal repi...

Great platform i feel safe shopping with paypal repiable app and good finance options top top top very recommended Reviewed on: 6th July 2026

Its so easy to use, easy to set up direct debit so y...

Its so easy to use, easy to set up direct debit so you dont forget to pay Reviewed on: 6th July 2026

Easy process.

Easy process and quick response. The set up was simple with clear information. Reviewed on: 6th July 2026

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