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PayPal: PayPal Credit reviews

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4.91
Based on 85,331 reviews, last reviewed 25th Apr 2026
3186800% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and trustworthy, I love the mobile app and easy... Easy and trustworthy, I love the mobile app and easy to navigate around. Reviewed on: 25th April 2026
Rosina Y's avatar
Rosina Y

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85331)

More interactive features but overall great service

5
I’d like more immediate feedback with online repayments and interest. However my experience has been excellent to date, very convenient and secured some great purchases thanks Reviewed on: 8th April 2026
Gary's avatar
Gary

Just when things takes for a bad turn in life, PayPa...

5
Just when things takes for a bad turn in life, PayPal credit is there to help out without issues and credit checks Reviewed on: 8th April 2026
M c's avatar
M c

its Good for short term.

4
its Good for short term. I always use paypal from last 15 years Reviewed on: 8th April 2026
kashif R's avatar
kashif R

Never had any issue with PayPal and have always been...

5
Never had any issue with PayPal and have always been amazingly helpful in any issue. Reviewed on: 8th April 2026
A R's avatar
A R

I been with PayPal for number of years and I always...

5
I been with PayPal for number of years and I always had best experience with them and one of the best provider out there, with lots of good customer facilities. Reviewed on: 8th April 2026
Habi's avatar
Habi

PayPal have always been really efficient.

5
PayPal have always been really efficient. I really have a lot of trust in them and feel so safe in their hands. PayPal credit has meant I can purchase essential items that I can't always afford up front. Wonderful service. Reviewed on: 8th April 2026
Laurenwyatt91's avatar
Laurenwyatt91

Very happy with the service and ease of account

5
Very happy with the service and ease of account Reviewed on: 8th April 2026
Carrie W's avatar
Carrie W

Great customer service, reliable

5
Great customer service, reliable Reviewed on: 8th April 2026
Kieran's avatar
Kieran

Satisfactory, it really help me financially

5
Satisfactory, it really help me financially Reviewed on: 8th April 2026
Prince Mudasiru Adedeji Allinson's avatar
Prince Mudasiru Adedeji Allinson

Its good but sometimes it doesn't work like it should.

5
Its good but sometimes it doesn't work like it should. But overall its a great service Reviewed on: 8th April 2026
Claire M's avatar
Claire M

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