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PayPal: PayPal Credit reviews

4.90
Based on 85,397 reviews, last reviewed 25th Apr 2026
3192600% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had great experiences when had issues Always had great experiences when had issues Reviewed on: 25th April 2026
Joanna d's avatar
Joanna d

Latest lowest rating:

2

I was charged a £12 penalt I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I w... Read more Reviewed on: 25th April 2026
AQP's avatar
AQP

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85397)

Good customer service easy to use and clear statements

5
Good customer service easy to use and clear statements Reviewed on: 8th April 2026

Buying with ease and protection

5
Any time I have had a problem with PayPal a call.has sorted it out. PayPal protection also gives you some peace of mind about purchases. Reviewed on: 8th April 2026

PayPal in my opinion is the best way to pay for good...

5
PayPal in my opinion is the best way to pay for good they have a great customer service policy that helps you with refunds should they arise or missing parcels it’s THE. Only way I like to pay online for that extra peace of mind when shopping , been using PayPal for years Reviewed on: 8th April 2026

Very easy too deal with.

5
Very easy too deal with. Great service and great app. Reviewed on: 8th April 2026

I have been using PayPal Credit for a couple of year...

5
I have been using PayPal Credit for a couple of years and its a great way for me to pay for items over a few months with zero interest. Reviewed on: 8th April 2026

Hi any problems I had it was resolved right away onc...

5
Hi any problems I had it was resolved right away once I didn’t receive my goods I ordered pay pal paid me I can’t praise enough keep the good work excellent service all around thanks to pay pal management team and staff Reviewed on: 8th April 2026

transparent

5
easy process of applying credit, transparent rules of paying off and many options of controlling how you want to pay the money you own Reviewed on: 8th April 2026

Really good service.

5
Really good service. Was there when in needed it most. Reviewed on: 8th April 2026

Functional and Good App

5
App easy to use and understand. Terms easy to understand and available to use for most purchases. Reviewed on: 8th April 2026

Ease of transaction is incomparable

5
Ease of transaction is incomparable Reviewed on: 8th April 2026

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