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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145688)

Booked a holiday and got 4 months interest free with...

5
Booked a holiday and got 4 months interest free with PayPal to help pay it off Reviewed on: 31st May 2026

Very good customer service, great perks for customer...

5
Very good customer service, great perks for customers and everything quick and easy. Reviewed on: 31st May 2026

I have good experience with the app you have a probl...

4
I have good experience with the app you have a problem your customer service people’s sometimes annoying Reviewed on: 31st May 2026

I have used PayPal for a few years, like the safety...

5
I have used PayPal for a few years, like the safety aspect of it and also pay in 3 options. I would recommend PayPal to anyone as a safe, convenient, secure and easy way to manage money and pay for goods and services. Reviewed on: 31st May 2026

No issues from start to finish.

5
No issues from start to finish. Easy to setup and manage existing borrowings. It clearly shows you what you owe and various ways to pay back to suit you. Reviewed on: 31st May 2026

Top Class

5
Very good in all aspects, allows me to spread payments at a rate to suit me Reviewed on: 31st May 2026

NEED MORE WARNING OF UPCOMING DIRECT DEBIT SO NOT TO...

5
NEED MORE WARNING OF UPCOMING DIRECT DEBIT SO NOT TO GET CHARGED. i DON'T KEEP HIGH NUMBER ON ACCOUNT ONLY WHEN PAYMENT IS DUE Reviewed on: 31st May 2026

Always great experience no issues

5
Always great experience no issues Reviewed on: 31st May 2026

Easy and quick , it’s perfect when you need it...

5
Easy and quick , it’s perfect when you need it Reviewed on: 31st May 2026

Easy to use, absolutely no hassle.

5
Easy to use, absolutely no hassle. Reviewed on: 31st May 2026

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