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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

Easy to use and manage.

5
Easy to use and manage. had no issues so far. Reviewed on: 6th July 2026

An easy to navigate site with clear information and...

5
An easy to navigate site with clear information and information Reviewed on: 6th July 2026

Customer service

5
I have used PP for a number of years now. Always been extremely satisfied with communication, transactions and customer service. It is one of the easiest payment methods available Reviewed on: 6th July 2026

Great service helps me out a lot at Xmas

5
Great service helps me out a lot at Xmas Reviewed on: 6th July 2026

It gives me time to plan ahead.

5
It gives me time to plan ahead adjust my payments and purchase the things I need Reviewed on: 6th July 2026

Brilliant and easy to use, plenty of retailers where...

5
Brilliant and easy to use, plenty of retailers where it is an option Reviewed on: 6th July 2026

Paypal credit is easy to apply for & easy to use.

5
Paypal credit is easy to apply for & easy to use. The App gives clear instructions on how & when to pay. Reviewed on: 6th July 2026

Easy PeasyI

5
I have always found PayPal a very easy and safe way to pay for most things Reviewed on: 6th July 2026

PayPal is a easy way to pay for things where you can...

5
PayPal is a easy way to pay for things where you can pay back over 4 months it makes me feel safe as you aren’t using bank cards and helps spread the cost it’s the beat and easiest way to pay online Reviewed on: 6th July 2026

Easy to use.

5
Easy to use. Hassle free. All very clear. Reviewed on: 6th July 2026

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