Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 85,452 reviews, last reviewed 25th Apr 2026
3197800% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never!!! Never had any issues with using PayPal, top quality company Reviewed on: 25th April 2026
Gordon Purves's avatar
Gordon Purves

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85452)

Extremely easy to use and accepted at multiple vendors!

5
Extremely easy to use and accepted at multiple vendors! Reviewed on: 8th April 2026

The quickest and easiest wat to pay online ( and now...

5
The quickest and easiest wat to pay online ( and now in shops too!) Safe and secure service! I always use it for every possible purchase Reviewed on: 8th April 2026

Very pleased customer

5
Paypal credit has very clear conditions and no interest for four months on each purchase over £100. Great to spread out big expenses without blowing your budget. Easy to follow on the app and great customer serviced. Reviewed on: 8th April 2026

best finance app, and very flexible

5
best finance app, and very flexible Reviewed on: 8th April 2026

Looking after my money & needs, always

5
Looking after my money & needs, always Reviewed on: 8th April 2026

Very useful service and good fair interest rates

5
Very useful service and good fair interest rates Reviewed on: 8th April 2026

I have used Paypal for a lot of years, the one thing...

4
I have used Paypal for a lot of years, the one thing I am not liking at present is they have changed the way we pay in 3 so now these go out as a separate transaction rather than being incorporated in Paypal credit statement Reviewed on: 8th April 2026

Very good service, happy to use!

5
Very good service, happy to use! Reviewed on: 8th April 2026

Never had a problem,easy to view and keep in control

5
Never had a problem,easy to view and keep in control Reviewed on: 8th April 2026

Excellent and easy service to use.

5
Excellent and easy service to use. Reviewed on: 8th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review