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PayPal: PayPal Credit reviews

4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181145)

I like PayPal it is good, very easy to use and custo...

5
I like PayPal it is good, very easy to use and customer friendly Reviewed on: 6th July 2026

PayPal Credit

5
PayPal credit works amazing for them bigger buys when you need to spread the cost Reviewed on: 6th July 2026

Trustworthy

5
Always speedy and efficient from start to finish. Great communication Reviewed on: 6th July 2026

I love it.

5
I love it. Easy to use and control on the app. Reviewed on: 6th July 2026

PayPal is really easy use, all information clear

5
PayPal is really easy use, all information clear Reviewed on: 6th July 2026

Geeat service

5
It was amazing. Top notch. Got everything i needed and more. Reviewed on: 6th July 2026

Highly recommend

5
PayPal credit is easy to sign up to and use. I would highly recommend it. Reviewed on: 6th July 2026

PayPal has made online payments incredibly simple an...

5
PayPal has made online payments incredibly simple and secure. I love how fast transactions are and how easy it is to shop or send money with confidence. The buyer protection gives me peace of mind, and the app is user-friendly. A trusted service that has made managing payments effortless! Reviewed on: 6th July 2026

Hassle free, I have a card, a sensible limit and a s...

5
Hassle free, I have a card, a sensible limit and a standing order set up to make payments so I don’t forget. The APR isn’t too bad either. Reviewed on: 6th July 2026

Great App

5
Easy to negotiate app, and not too many pop ups or reminders which are annoying. Reviewed on: 6th July 2026

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