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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145677)

Very good for secure payment also easy and fast

5
Very good for secure payment also easy and fast Reviewed on: 31st May 2026

Decent range of offers.

4
Decent range of offers. Relatively seamless experience unlike some. Reviewed on: 31st May 2026

I feel safer using PayPal than other providers.

5
I feel safer using PayPal than other providers. The customer service is excellent. If i've had any issues with a purchase I know i'm safe and can get advice and help. Reviewed on: 31st May 2026

Easy to use.

5
Easy to use..I feel secure using PayPal never have issues at all. Reviewed on: 31st May 2026

EasyPal is a Paypal

5
Easy to manage, easy to use nearly anywhere online and not only, multiple of options to spread payments, couldn't ask for more. Apart from increase on credit limit maybe ;) Reviewed on: 31st May 2026

Always helpful when I had an issue.

5
Always helpful when I had an issue. Safe and secure way to pay Reviewed on: 31st May 2026

Good and secure

5
Its ok. Paypal is secure and handy for larger purchases when you want security Reviewed on: 31st May 2026

Fantastic Service

5
Paypal are flexible and the customer service team are very helpful when queries need attention. Paypal are excellent at helping with ways to manage re payments and offer a variety of manageable re payments if required. Reviewed on: 31st May 2026

PayPal is a trustworthy brand- any credit options I...

5
PayPal is a trustworthy brand- any credit options I have used have been clear to understand about dates from which interest would apply and what this would add to my debt. I’ve never had a problem using PayPal Credit and with all of the new offers they have with their new points system I would choose PayPal over Klarna of Clearpay if I needed to buy something big and split the payments over a period of time. 10/10 Reviewed on: 31st May 2026

Great Customer Service

5
Easy to use. Customer service is great Reviewed on: 31st May 2026

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