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PayPal: PayPal Credit reviews

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4.90
Based on 85,524 reviews, last reviewed 25th Apr 2026
3204300% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have highest trust on Paypal payments for online s... I have highest trust on Paypal payments for online shopping. Reviewed on: 25th April 2026
Khubaib Ahmed's avatar
Khubaib Ahmed

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85524)

Good credit management & easy payments

4
Good credit management & easy payments Reviewed on: 8th April 2026
Len B's avatar
Len B

Paypal is great.

5
Paypal is great. i would definitely recommend to friends. Reviewed on: 8th April 2026
Georgina 's avatar
Georgina

Great experience, definitely recommend

5
Great experience, definitely recommend Reviewed on: 8th April 2026
Shah's avatar
Shah

Before PayPal I went through some scams.

5
Before PayPal I went through some scams. Someone told.me to why don't you use PayPal. Since then everything going very well amd secure . Reviewed on: 8th April 2026
Abdul H's avatar
Abdul H

Very helpful

5
The people at PayPal were very helpful when I had a problem with a payment, they got it sorted out in next to no time flat. Reviewed on: 8th April 2026
uzmk's avatar
uzmk

The everyday Pal

5
PayPal is very useful for an everyday basis online shopping (although you can now use a PayPal card to spend in physical shops too!). I've used PayPal since I can remember, and the service & support were always helpful (especially when I nearly got scammed a couple of times!). It truly is the best! Reviewed on: 8th April 2026
Alicja's avatar
Alicja

Flexible credit options

5
Easy to use, gives reminders to payback, and offers flexible credit options like pay back in 3 or 0% interest over £100 which no other credit lender does. Reviewed on: 8th April 2026
Armi's avatar
Armi

pay in three

5
Easy to use ,I especially like the pay in three Reviewed on: 8th April 2026
Rayjyh's avatar
Rayjyh

Credit Issues - Sorted!

5
PayPal is easy to use and you can budget easily with pay in 3 and credit options. Credit being 3/4 months interest free is great, especially for those emergency purchases. The one time I have had an issue, customer service was extremely helpful and reassuring that my issue would be resolved. Reviewed on: 8th April 2026
DMK's avatar
DMK

Was very easy to apply and use this option as checko...

5
Was very easy to apply and use this option as checkout, also easy to make payments on the app Reviewed on: 8th April 2026
Helen M's avatar
Helen M

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