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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145672 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145672)

Easy to use love

Easy to use love it no interest if paid on time great Reviewed on: 31st May 2026

Quick and easy loan and great and easy to pay back.

Quick and easy loan and great and easy to pay back. I haven’t had any issues yet, and if I did I know I’d be able to contact PayPal easily Reviewed on: 31st May 2026

It’sa payment service, and its pretty safe

It’sa payment service, and its pretty safe Reviewed on: 31st May 2026

Very good quick and reliable safe

Very good quick and reliable safe Reviewed on: 31st May 2026

So easy to use PayPal

So easy to use lots of options for different levels of credit Reviewed on: 31st May 2026

Its Easier with PayPal

PayPal makes spending money easier with a guarantee that your money is Safe and with the bonus of interest free payment plan of 3 months Reviewed on: 31st May 2026

Very easy to use, fast transactions, easy to keep on...

Very easy to use, fast transactions, easy to keep on top of what’s owed and when payments are due. App is easy to use. Reviewed on: 31st May 2026

works for me

this is a really good way to pay for things just as good as having an actual credit card . Reviewed on: 31st May 2026

Always feel safe paying with PayPal, when ever I've...

Always feel safe paying with PayPal, when ever I've had disputes with items PayPal have always payed me Sao I've never been out of pocket. Reviewed on: 31st May 2026

The introduction of the PayPal debit card is just....

The introduction of the PayPal debit card is just amazing. The benefits far outweigh what my bank has to offer. And I now use all of my transactions though PayPal. Having the PayPal credit as a back up is also better interest rate financially, than my bank. Reviewed on: 31st May 2026

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