Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Using the app and having a card for my iOS wallet ju...

Using the app and having a card for my iOS wallet just makes life so easy to manage your money Reviewed on: 6th July 2026

Very easy to use and pay for things on a...

Very easy to use and pay for things on a daily basis Reviewed on: 6th July 2026

Nice and easy to use and 0% interest for 3 months.

Nice and easy to use and 0% interest for 3 months. Reviewed on: 6th July 2026

Very helpful and hassle free, my paypal credit accou...

Very helpful and hassle free, my paypal credit account has helped me through some hard times. Reviewed on: 6th July 2026

All good.

All good. I am enjoying the new bonus points. Reviewed on: 6th July 2026

They are really helping out, so i would like to take...

They are really helping out, so i would like to take the opportunity to be part of this card membership for the long time and it will help my business aswell Reviewed on: 6th July 2026

Always had a pleasant experience using PayPal

Always had a pleasant experience using PayPal Reviewed on: 6th July 2026

Very helpfull when you need them

Very helpfull when you need them Reviewed on: 6th July 2026

Easy to use, helpful and straight forward

Easy to use, helpful and straight forward Reviewed on: 6th July 2026

One of the best

Notifications are excellent to keep on track. Great provider Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub