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PayPal: PayPal Credit reviews

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4.90
Based on 85,589 reviews, last reviewed 25th Apr 2026
3210600% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good service, it's very user friendly, intuit... Really good service, it's very user friendly, intuitive, and provide great value. Reviewed on: 25th April 2026
Enrikke's avatar
Enrikke

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85589)

It's easy to use. Convenient. Safe.

5
It's easy to use. And available in most transactions. Reviewed on: 8th April 2026
Samina Awan's avatar
Samina Awan

A good experience, helpful and professional.

4
A good experience, helpful and professional. Easy to use and straightforward Reviewed on: 8th April 2026
MC's avatar
MC

Easy to use with good customer service

5
Really easy to set up payment limits as the app and website are easily laid out. Super easy to set up a monthly direct debit payment with either balance or a fixed amount. Always helpful and attentive service when sorting out disputes when things go haywire Reviewed on: 8th April 2026
Elliot's avatar
Elliot

Professional secure inspired con

5
Professional secure inspired con Reviewed on: 8th April 2026
Stuart E's avatar
Stuart E

It's a good way for paying for items

4
It's a good way for paying for items, by which you can spread the payments for when times are a bit tuff, when your unable to pay in full. Sometimes the limits needs to be looked at, offer a little more Reviewed on: 8th April 2026
Rach's avatar
Rach

I have always found Paypal totally reliable

5
I have always found Paypal totally reliable Reviewed on: 8th April 2026
James C's avatar
James C

By using PayPal I get peace of mind when purchasing...

5
By using PayPal I get peace of mind when purchasing from companies that I have not bought from before knowing that my purchase will be secure and taken care of should there be any difficulties by PayPal which I find to be the best way for online shopping instead of using a Visa or credit card I would recommend PayPal as the best way to purchase online Reviewed on: 8th April 2026
Noel Eccleston's avatar
Noel Eccleston

Rubbish.Klarna is a lot better.

1
Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

I have had a lovely experience with paypal.

5
I have had a lovely experience with paypal. No problem. Reviewed on: 8th April 2026
Suzanne Macintyre 's avatar
Suzanne Macintyre

PayPal Credit is an excellent option for funding

5
PayPal Credit is an excellent option for funding purchases and helps to spread the costs in a manageable way. Reviewed on: 8th April 2026
Matt P's avatar
Matt P

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