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PayPal: PayPal Credit reviews

4.90
Based on 85,644 reviews, last reviewed 25th Apr 2026
3215600% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been with PayPal over 30 years. Been with PayPal over 30 years. Always reliable, secure. Convenient. 5 star service Reviewed on: 25th April 2026
Andy Lock's avatar
Andy Lock

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026
Erion V's avatar
Erion V

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85644)

Easy to use and very clear statements.

5
Easy to use and very clear statements. Communication in updates and terms of service is excellent Reviewed on: 8th April 2026

Great way to pay for things online .

5
Great way to pay for things online . Avoids putting card details in numerous sites where you might not realised they have been saved . Great support when a problem occurs with a vendor online . Reviewed on: 8th April 2026

Easy to use, great for on the go.

5
Easy to use, great for on the go. Helpful customer service. Reviewed on: 8th April 2026

I can pay quickly and safely using PayPal

5
I love that I can pay safely using PayPal without inputting my card or my address details it makes it quick and very safe....love it! I had reason to ask for a refund recently and the process was clear and extremely quick ...I had a full refund from PayPal....excellent service. Reviewed on: 8th April 2026

Always succinct and efficient in their customer serv...

5
Always succinct and efficient in their customer service approaches. Very good at keeping people informed and up-to-date re their account and options. Reviewed on: 8th April 2026

Easy use

5
Love to use it, and its easy to manage, like online services Reviewed on: 8th April 2026

Good app to view all the info in one place

5
Good app to view all the info in one place Reviewed on: 8th April 2026

Excellent

5
I use PayPal for everything and whenever I need help they provide it with the best they can and go above and beyond to sort things out Reviewed on: 8th April 2026

Never have a problem, always works well

5
Never have a problem, always works well Reviewed on: 8th April 2026

Easy to track and manage

5
I have used PayPal multiple times, is always straight forward and easy to track and manage Reviewed on: 8th April 2026

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