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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I rang customer service and both times, both ladies...

I rang customer service and both times, both ladies were very helpful and explained things very clearly. Reviewed on: 6th July 2026

Has been a great service, I have never experienced a...

Has been a great service, I have never experienced any glitch in service Reviewed on: 6th July 2026

10/10 experience always.

10/10 experience always. No complaints. Reviewed on: 6th July 2026

It has near-universal checkout acceptance online, ro...

It has near-universal checkout acceptance online, robust buyer protection, and the mobile app makes instant peer-to-peer transfers incredibly simple. Reviewed on: 6th July 2026

Always good.

Always good. Efficient and helpful Reviewed on: 6th July 2026

Instant access and transparent.

Instant access and transparent. I like that I have all the information to hand and decide on how pay Reviewed on: 6th July 2026

I’ve used PayPal for years.

I’ve used PayPal for years. Absolutely fantastic use it most purchases! Reviewed on: 6th July 2026

Im using PayPal last 10 years and i have very good e...

Im using PayPal last 10 years and i have very good experience with PayPal Reviewed on: 6th July 2026

Very user friendly, helpful communication and easy t...

Very user friendly, helpful communication and easy to use Reviewed on: 6th July 2026

Flexible

PayPal has really got better lately, introducing physical cards make spending so much easier, especially with Credit. I can now use it in more places. The 4 month flexibility is simple to use and manage too. Reviewed on: 6th July 2026

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