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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Best rewards

I have recommended PayPal to so many people, the rewards are the best I know of Reviewed on: 6th July 2026

Positive experience

Really good and easy to use and able to make quick easy payments through different methods Reviewed on: 6th July 2026

Fantastic

Never had any problems,everything works so well.When i did have an issue was sorted out within 24 hours. Reviewed on: 6th July 2026

PayPal Credit

PayPal Credit offers me 4 months interest free credit - an offer I am delighted to accept. Reviewed on: 6th July 2026

Very easy to set up and manage

Very easy to set up and manage - a little more clarity around how interest free periods work would make managing payments easier, but it's a small gripe. Reviewed on: 6th July 2026

Totally reliable, I use paypal for most purchases

Totally reliable, I use paypal for most purchases Reviewed on: 6th July 2026

Comforting

Iv used pay pal for at least 10 years, it's been comforting to know that I have that extra layer of security. Reviewed on: 6th July 2026

A vital asset

Without my pay pal I would not be able to provide for my disabled family my sons who have autism and regularly have higher needs and being able to purchase pay later pay in 3 and connected to my debit bank is a vital service to my household I don’t know what I’d do without it Reviewed on: 6th July 2026

Great service

Great service always a good experience Reviewed on: 6th July 2026

Great way of paying.

I have used PayPal loads of times as a way of paying, and especially using 'Pay in Three' which I think is great. I find it such a convenient way to pay.. Reviewed on: 6th July 2026

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