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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145658)

Not personally had any experience yet but I have hea...

5
Not personally had any experience yet but I have heard loads of good things Reviewed on: 31st May 2026

With pay pal I can buy in confidence.

5
With pay pal I can buy in confidence. They will always take care of things if a problem arise Reviewed on: 31st May 2026

Easy to use love it

5
Easy to use and navigate to different parts Reviewed on: 31st May 2026

Paypal over the years

5
Ive used paypal for about 15 years &, when paypal credit became avaliable it gave me abit more leeway to help buy what I needed Reviewed on: 31st May 2026

Good service from start to finish

5
Good service from start to finish Reviewed on: 31st May 2026

Simple easy fast

5
Simple to set, easy to use and read, fast transactions Reviewed on: 31st May 2026

safe way to pay

5
always use paypal as it is such a safe way to pay Reviewed on: 31st May 2026

I've been using PayPal for several years, and it has...

5
I've been using PayPal for several years, and it has consistently provided a secure, convenient, and reliable way to send and receive payments. The platform is user-friendly, transactions are processed quickly, and I appreciate the added layer of security when making online purchases. Customer support has been helpful whenever I've needed assistance, and the buyer protection feature gives me extra confidence when shopping online. Overall, PayPal is a trusted payment service that makes managing transactions simple and hassle-free. Highly recommended. Reviewed on: 31st May 2026

5 star service.

5
Overall a brilliant service. Easy to use, the app makes everything straightforward. I think it would be easy for anyone to navigate. Reviewed on: 31st May 2026

It could be faster

5
So far I can't complain about the service severely. I believe it could be faster when one make a payment. Reviewed on: 31st May 2026

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