Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,674 reviews, last reviewed 26th Apr 2026
1609000% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Loved it would recommend to anyone Loved it would recommend to anyone Reviewed on: 26th April 2026
Jones's avatar
Jones

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (85674)

Excellent Customer Service

5
When I have had an issue and raised with paypal they have always acted swiftly to resolve. Reviewed on: 8th April 2026
Rosie's avatar
Rosie

PayPal Credit is fast, reliable and incredibly conve...

5
PayPal Credit is fast, reliable and incredibly convenient — makes payments smooth and stress-free every time. Reviewed on: 8th April 2026
Bogdan Pascaru's avatar
Bogdan Pascaru

I can pay almost everywhere online very easily and q...

5
I can pay almost everywhere online very easily and quickly Reviewed on: 8th April 2026
Anita P's avatar
Anita P

Brilliant service, fast acting great communication.

5
Brilliant service, fast acting great communication. disbutes handled on a timely manner Reviewed on: 8th April 2026
Donna 's avatar
Donna

Excellent service

5
Easy to use highly recommended.Makes expensive purchases easy and spreads the load Reviewed on: 8th April 2026
Karen G's avatar
Karen G

Great service.

5
Great service. I use it almost every day Reviewed on: 8th April 2026
Barry s's avatar
Barry s

Easy Peasy!

5
Easy Peasy - Thanks for a great user experience Reviewed on: 8th April 2026
Misty M's avatar
Misty M

My Go-to Payment Option

5
I have been with PayPay for many years, do a lot of on-line shopping and am always at ease when PP is a payment option. Reviewed on: 8th April 2026
John G's avatar
John G

Excellent service

5
Excellent service very easy to deal with Reviewed on: 8th April 2026
Neil G's avatar
Neil G

Very easy financial interface to use on mobile.

5
Very easy financial interface to use on mobile. Good to have the pay later options. Reviewed on: 8th April 2026
Salem Hunjo's avatar
Salem Hunjo

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal

  • Pay in 3

    from PayPal 4.93 from 39217 reviews
    PayPal

  • Credit card

    from PayPal 4.92 from 65 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill