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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,693 reviews, last reviewed 26th Apr 2026
1609850% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

quick and easy use, small interest rate quick and easy use, small interest rate Reviewed on: 26th April 2026
Fendi's avatar
Fendi

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85693)

all good

5
all gooooood, nothing more to say Reviewed on: 8th April 2026
MarZ's avatar
MarZ

It has been a great experience overall and simple an...

5
It has been a great experience overall and simple and straightforward platform. Reviewed on: 8th April 2026
Aslam Cader's avatar
Aslam Cader

Great value

5
Easy to apply or rates reasonable also helped boost my credit score so win win Reviewed on: 8th April 2026
David H's avatar
David H

Paypal are always reliable.

5
Paypal are always reliable and convenient to use. Reviewed on: 8th April 2026
Alan G's avatar
Alan G

Great features and security.

5
Great features and security. I feel confident using Paypal for my transactions, and the online portal contains all relevant data. Reviewed on: 8th April 2026
Stuart's avatar
Stuart

Pay in three for purchase is particularly good and n...

4
Pay in three for purchase is particularly good and now that you can have physical cards also helps a lot for retail purchases Reviewed on: 8th April 2026
Jake's avatar
Jake

Easy credit-free shopping!

5
I was able to get four months credit free easily, and it is simple to use for a variety of online purchases. The app is clear and functional. Altogether, it makes shopping simple and cheaper! Reviewed on: 8th April 2026
David's avatar
David

I always feel safe using PayPal and will no deal wit...

5
I always feel safe using PayPal and will no deal with anyone else on line…. Reviewed on: 8th April 2026
Murray M's avatar
Murray M

Speedy ans easy

5
The application was easy to understand and follow and processed quickly Reviewed on: 8th April 2026
Jo Ro's avatar
Jo Ro

Excellent Customer Service

5
When I have had an issue and raised with paypal they have always acted swiftly to resolve. Reviewed on: 8th April 2026
Rosie's avatar
Rosie

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