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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to use and explains every step.

Easy to use and explains every step. Reminds you in time to pay. Reviewed on: 6th July 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. It’s simple to use, the application process was quick, and managing payments is straightforward. It’s been a really convenient way to spread the cost of purchases when needed. Highly recommended! Reviewed on: 6th July 2026

Ny feeling.

Me experience so far has been positive and I haven't got any bad or negative experience. Reviewed on: 6th July 2026

Easy to set up and great communication

Easy to set up and great communication Reviewed on: 6th July 2026

5 star service

5 star service, I love the app and how quick any issues are resolved Reviewed on: 6th July 2026

Easy and convenient to use.

Easy and convenient to use. Feels safer option when making purchases on internet. Reviewed on: 6th July 2026

PayPal credit is an excellent way to manage finances...

PayPal credit is an excellent way to manage finances and it’s super flexible way to budget and manage credit Reviewed on: 6th July 2026

An excellent company

The process of applying was very easy, a decision came back immediately. When I phoned customer service the have always been very helpful Reviewed on: 6th July 2026

Easy to use, understand & 0% credit. Brilliant

Easy to use. Easy to understand. Zero % of you pay quickly. Excellent for cash flow. Reviewed on: 6th July 2026

Very convenient and safe way to pay.

Very convenient and safe way to pay. Reviewed on: 6th July 2026

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