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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145646 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145646)

I always found paypal safe and easy

I always found paypal safe and easy Reviewed on: 31st May 2026

Interest free loan as long as it is payed off in time

Paypal credit is good for large purchases as it allows you to pay over a set period without paying any interest on the loan, as long as it is payed off by the end of the loan period. Reviewed on: 31st May 2026

Out of all the lenders i prefer paypal

Out of all the lenders i prefer paypal Reviewed on: 31st May 2026

PayPalIs the way toGo

PayPal makes me feel my money is secure and protects every purchase I make Reviewed on: 31st May 2026

I have a good experience and customer services alway...

I have a good experience and customer services always respond promptly Reviewed on: 31st May 2026

Hi had a clich on my phone and a payment went out wh...

Hi had a clich on my phone and a payment went out when ordering but the order didn't complete and PayPal gave me a refund as they could see that the transaction wasn't completed. Reviewed on: 31st May 2026

Highly recommended.

I voted Neutral about Customer Service because I've never had to deal with PayPal's Customer Service. Highly recommended for value and ease of use. Reviewed on: 31st May 2026

Very easy to use and makes budgeting easy

Very easy to use and makes budgeting easy Reviewed on: 31st May 2026

Very good company and excellent service

Very good company and excellent service Reviewed on: 31st May 2026

Excellent service and so easy to use

Excellent service and so easy to use Reviewed on: 31st May 2026

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