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PayPal: PayPal Credit reviews

4.90
Based on 85,706 reviews, last reviewed 26th Apr 2026
1610450% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful resourceful easy to use and easy to mak... Very helpful resourceful easy to use and easy to make payments Reviewed on: 26th April 2026
Tracey Boyd's avatar
Tracey Boyd

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
Someone 's avatar
Someone

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85706)

easy to use and safe,good for money transfer.

5
easy to use and safe,good for money transfer. Reviewed on: 8th April 2026

Safe way to pay...

5
Easy and safe way to pay all around the globe Reviewed on: 8th April 2026

Simple and interest free

5
I can pay my balance in 4 times interest free and set up automated payments so that I don't miss a payment. Works very well Reviewed on: 8th April 2026

all good

5
all gooooood, nothing more to say Reviewed on: 8th April 2026

It has been a great experience overall and simple an...

5
It has been a great experience overall and simple and straightforward platform. Reviewed on: 8th April 2026

Great value

5
Easy to apply or rates reasonable also helped boost my credit score so win win Reviewed on: 8th April 2026

Paypal are always reliable.

5
Paypal are always reliable and convenient to use. Reviewed on: 8th April 2026

Great features and security.

5
Great features and security. I feel confident using Paypal for my transactions, and the online portal contains all relevant data. Reviewed on: 8th April 2026

Pay in three for purchase is particularly good and n...

4
Pay in three for purchase is particularly good and now that you can have physical cards also helps a lot for retail purchases Reviewed on: 8th April 2026

Easy credit-free shopping!

5
I was able to get four months credit free easily, and it is simple to use for a variety of online purchases. The app is clear and functional. Altogether, it makes shopping simple and cheaper! Reviewed on: 8th April 2026

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