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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

It really helps me with transfer money intentionally...

It really helps me with transfer money intentionally,absolutely love it Reviewed on: 6th July 2026

Great reliable service

Great reliable service, paypal credit is handy to give you a bit of time to pay for items that are on the more expensive side and you get email reminders of when your payments are due to prevent gaining interest Reviewed on: 6th July 2026

Easy to use and confident they have my best interest...

Easy to use and confident they have my best interests at heart Reviewed on: 6th July 2026

PayPal has been of great help for me .

PayPal has been of great help for me .The pay in 3 payment method makes a difference. Reviewed on: 6th July 2026

Always convenient and easy to use the app.

Always convenient and easy to use the app. The multiple options of ways to pay is great too. Being able to use it like a normal card has meant I use it all the time now where I can spread large purchases out over time. Reviewed on: 6th July 2026

Very good experience it is very helpful in difficul...

Very good experience it is very helpful in difficult situations Reviewed on: 6th July 2026

Excellence in Banking

They are very responsive to questions asked. Their App is very easy to use, and very flexible for money transfers within the UK or Internationally. Reviewed on: 6th July 2026

I like the pay in 3 option it is helpful when budget...

I like the pay in 3 option it is helpful when budgeting Reviewed on: 6th July 2026

Great service and choice.

Great service and choice with the option to pay for large purchases Reviewed on: 6th July 2026

Never had a problem - always on hand if I...

Never had a problem - always on hand if I need it Reviewed on: 6th July 2026

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