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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145638)

Quick and easy credit

They helped me buy a phone on their credit when I couldn’t afford to buy one out right which was a life saver as I needed this for work Reviewed on: 31st May 2026

Great service, user friendly app

Great service, user friendly app Reviewed on: 31st May 2026

Excellent products and excellent dispute resolution

Excellent products such as the pay in three and 0% credit over 4 months. Excellent dispute resolution. Reviewed on: 31st May 2026

Often declined, or not allowed to spend at certain v...

Often declined, or not allowed to spend at certain vendors. Quite Limiting. Reviewed on: 31st May 2026

Straightforward and convenient

PayPal Credit has been easy to use and helpful when needing to spreading out large payments. The application process was straightforward, and managing payments through the app is convenient and fairly simple. Reviewed on: 31st May 2026

I've been waiting for an email to reset my password...

I've been waiting for an email to reset my password Reviewed on: 31st May 2026

Great way to spread the cost interest free

Great way to spread the cost interest free Reviewed on: 31st May 2026

It nice using PayPal, simple and convenient for me.

It nice using PayPal, simple and convenient for me. I will recommend it to more of my friends. Reviewed on: 31st May 2026

Efficiency is key to customer satisfaction

Very helpful efficient service. Had issues. They helped Reviewed on: 31st May 2026

I use it online and also a cards for in...

I use it online and also a cards for in shop expenses Reviewed on: 31st May 2026

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