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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,726 reviews, last reviewed 26th Apr 2026
1611350% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal credit. Love PayPal credit.. lets me get things i really need. Reviewed on: 26th April 2026
Wendy S's avatar
Wendy S

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026
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Someone
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85726)

Paypal is so easy to use and can be used in so many...

5
Paypal is so easy to use and can be used in so many places use this more now than my credit card Reviewed on: 8th April 2026
Elaine S's avatar
Elaine S

I have been using PayPal for about 6 years save worr...

5
I have been using PayPal for about 6 years save worrying about all the on line fraud another barrier to losing your money Reviewed on: 8th April 2026
Ewan S's avatar
Ewan S

very useful way to pay for goods

5
very useful way to pay for goods Reviewed on: 8th April 2026
Diana T's avatar
Diana T

Always use paypal when available as trust the brand...

5
Always use paypal when available as trust the brand and easy to use for credit purchases Reviewed on: 8th April 2026
Emma W's avatar
Emma W

Extremely satisfied customer

5
If I have had any issues, PayPal resolve these quickly and efficiently. I have only needed to contact them one and was met with a friendly and knowledgeable responce Reviewed on: 8th April 2026
Mike S's avatar
Mike S

Instrumental for disputes

5
PayPal has been instrumental in disputes relating to payments to services not honoured by the service provider. I can always rest assured knowing that payments with PayPal has my back in terms of getting the services delivered with no headaches. Reviewed on: 8th April 2026
J S's avatar
J S

excellent service

5
paypal has always been very clear- easy to see information, very good customer service Reviewed on: 8th April 2026
mimz's avatar
mimz

Pay in 3 is a great way to spread the cost.

5
Pay in 3 is a great way to spread the cost.Especially of large purchases Reviewed on: 8th April 2026
Lyn M's avatar
Lyn M

4 month 0% has come in very handy

5
When used correctly the 4 month 0% has come in very handy for making those slightly larger purchases and breaking them up over manageable chunks each month. The payments do not go through instantly so it's something you have to keep a bit of a closer eye on than a regular bank but not that much hassle Reviewed on: 8th April 2026
George Clarke's avatar
George Clarke

I got Samsung S24 Ultra, for discount and then on cr...

4
I got Samsung S24 Ultra, for discount and then on credit without any interest. I saved quite a bit and it will be a while before I have to repay. Reviewed on: 8th April 2026
Pratik S's avatar
Pratik S

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