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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,795 reviews, last reviewed 26th Apr 2026
1614550% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Lives All Paypal transactions are seamless & have the best payment plans , which are really flexible & varied , whilst being very affordable. Reviewed on: 26th April 2026
Magoo's avatar
Magoo

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85795)

Nice and easy no problems easy to use and always kn...

5
Nice and easy no problems easy to use and always know they will support if need be Reviewed on: 8th April 2026
Kate Bowers's avatar
Kate Bowers

Paypal is my go to.

5
I always use PayPal for the bulk of my purchases. Towards the end of the month before payday PayPal credit is a good back up to have. I have used it several times when needed the extra monetary manoeuvrability. Would highly recommend Reviewed on: 8th April 2026
Mr M's avatar
Mr M

Great service

5
Great service fast and easy to use Reviewed on: 8th April 2026
Paul J's avatar
Paul J

Very user friendly.

5
Very user friendly. Compatible with most websites. Auto direct debit is handy to avoid additional charge. Reviewed on: 8th April 2026
Alvin T's avatar
Alvin T

Great service...

5
Great service Any problems and paypal will support me and I have received good customer service in the past Reviewed on: 8th April 2026
Amina M's avatar
Amina M

Well worth the money!

5
Really great way to be able to pay securely and when you need an extra little credit plus the flexible repayment options are really handy too! Reviewed on: 8th April 2026
Vidster's avatar
Vidster

Very easy to deal with and process runs smoothly

4
Very easy to deal with and process runs smoothly Reviewed on: 8th April 2026
Brian M's avatar
Brian M

Using PayPal mean I feel secure wi

4
Using PayPal mean I feel secure wi Reviewed on: 8th April 2026
Alex MacKinnon's avatar
Alex MacKinnon

Great options

5
I never have any issues using this provider. Reviewed on: 8th April 2026
Daniel Rosu's avatar
Daniel Rosu

Love PayPal credit

5
Extremely easy to use PayPal credit and the repayment terms work really well. I’ve used PayPal credit without issue on hundreds (if not more) transactions! Reviewed on: 8th April 2026
Naf Naf's avatar
Naf Naf

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