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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145637)

Fabulous,, couldn't fault paypal

5
I have been using PayPal for a very long time the only way I use to pay for anything as I don't trust giving my card details to other companies .. keeps me upto date with everything helps pay items in manageable payments the best an trusted PayPal works for everyone Reviewed on: 31st May 2026

Reviewing PayPal

5
It has been of great support . Facebook was able to pay me through this platform Reviewed on: 31st May 2026

I’m quite satisfied with the overall service

5
I’m quite satisfied with the overall service Reviewed on: 31st May 2026

Quick and convenient

4
Quick and convenient but not the most competitive prices or good APR Reviewed on: 31st May 2026

PayPal is brilliant!!!!

5
PayPal is very good and easy to use, especially when I use the pay in three! Reviewed on: 31st May 2026

Incredibly useful and straightforward

5
Incredibly useful and straightforward Reviewed on: 31st May 2026

PayPal for those extras in life

5
I’m purchasing a few things for a new venture in my life and PayPal has allowed me to spread the cost of these items. This has made my life a lot easier and the PayPal account has made it simple to keep track of my spending Reviewed on: 31st May 2026

Always find the service great.

5
Always find the service great, when you get to the place you need it works great. Reviewed on: 31st May 2026

The app is great easy to use and informative.

5
The app is great easy to use and informative Reviewed on: 31st May 2026

PayPal is the G.O.AT. Facts

5
I've always used PayPal I opened my Account back in omg 2002? Something like that the first and ONLY For online payments with proper security and payment piece of mind ..like why would ya use anything else ! PayPal Proved there Worth with me wayyy Back in the Naughtiez ! I have n will never change Payment Methods... Matter ov Fact-PayPal will Probably be the method of Payment for my own Funeral and Cremation Arrangements ! Reviewed on: 31st May 2026

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