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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal credit is brilliant, flexible and convenient

PayPal credit is a brilliant service, I am constantly using it to help spread the cost of certain purchases. The choice of credit is perfect, automatically spread the cost into three monthly payments or interest free over four months, very flexible and reasonable time period Reviewed on: 6th July 2026

Never had any issues and seems to work well.

Never had any issues and seems to work well. No complaints from me Reviewed on: 6th July 2026

Sorted!!

It's reassuring to know PayPal is always there when you need a little help with an unexpected expense or that little dress you must get before someone else does. Reviewed on: 6th July 2026

I’ve had a good experience using credit and repaying...

I’ve had a good experience using credit and repaying with a good limit and customer service have been helpful Reviewed on: 6th July 2026

PayPal is safe and very effective medium of payment.

PayPal is safe and very effective medium of payment. Reviewed on: 6th July 2026

PayPal provides joy and relief. The perfect helper.

PayPal has been something that I have relied on throughout my financial life, whether I’m in a pinch and need to rely on PayPal to tide me over to pay day or even for the relief of paying over 3 months. PayPal brings joy and relief not just being useful, but bringing support Reviewed on: 6th July 2026

Quick and Easy

It is easy and quick to apply for paypal credit and using it is super easy Reviewed on: 6th July 2026

PayPal is on the ball ,they keep you informed of any...

PayPal is on the ball ,they keep you informed of any changes ,any problems that arise are soon sorted so you have piece of mind .If you need to change your credit on your account it is done as quickly as possible . Reviewed on: 6th July 2026

Pay Pal easy to use application is seemless always h...

Pay Pal easy to use application is seemless always helpful when or if a query arises Reviewed on: 6th July 2026

So easy to make payments with the reassurance you ar...

So easy to make payments with the reassurance you are goods are protected Reviewed on: 6th July 2026

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