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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Great service, especially pay pay later !

Great service, especially pay in 3 and pay later ! Reviewed on: 6th July 2026

Pay pal helps me to pay for my holidays in instalmen...

Pay pal helps me to pay for my holidays in instalments at short notice Reviewed on: 6th July 2026

PayPal credit is very helpful and convenint when yo...

PayPal credit is very helpful and convenient when you need credit now.Competetive rates and good, but fair credit checks to make sure your not borrowing beyond your means Reviewed on: 6th July 2026

Used to be better, now unable to use pay in 3,phoned...

Used to be better, now unable to use pay in 3,phoned up and no reason given. Used tonuse all the time, now have to use klarma Reviewed on: 6th July 2026

Paypal has been easy to deal with.

Paypal has been easy to deal with. From the beginning of applying for a credit card, to actually applying for a virtual card from start to finish. The fact that a person can shop online stress free is such a relief! Great service and easy to use. Reviewed on: 6th July 2026

Very handy in a bind

Easy to access. Always updated and communication received about payments or suggestions from customer service excellent. Reviewed on: 6th July 2026

Good customer support

If I have a problem I reach out and they always get the problem sorted Reviewed on: 6th July 2026

Convenient and useful

Like that its available to use in most places and it's convenient to spread costs Reviewed on: 6th July 2026

My experience has been good so far, tho I sometimes...

My experience has been good so far, tho I sometimes get confused about my statement. Reviewed on: 6th July 2026

Very helpful and friendly.

Very helpful and friendly. Also supportive Reviewed on: 6th July 2026

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