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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy to use lots of options easy to contact usable a...

Easy to use lots of options easy to contact usable across multiple companies Reviewed on: 6th July 2026

PayPal is very efficient, everything you need to do...

PayPal is very efficient, everything you need to do is just a few buttons away. You can pay your PayPal credit off easily and you can see you available balance easily. I have not needed to use customer services as I have always been able to solve my needs myself via the PayPal app. Reviewed on: 6th July 2026

Could be quicker with sorting out disputes .

Could be quicker with sorting out disputes . Frustrating to navigate all the steps to report a problem Reviewed on: 6th July 2026

So easy to use and safe

So easy to use. It is also what I consider the safest way to pay online.easy Reviewed on: 6th July 2026

Easy to use the app and the pay in 3 is very good at...

Easy to use the app and the pay in 3 is very good at allowing to spread the cost of items without interest being added Reviewed on: 6th July 2026

Seamless every time, great company to deal with, I o...

Seamless every time, great company to deal with, I order via paypal all of yhe time now. Safe and secure faultless! Reviewed on: 6th July 2026

Forget the rest, PayPal’s the best!

PayPal is the only way to pay that makes me totally happy that my payments are totally safe Reviewed on: 6th July 2026

Easy to use

Just an easy process to understand Reviewed on: 6th July 2026

Easy, affordable, reliable

Easy to stay in control, easy to set up monthly affordable repayments. Love the addition of papal credit card and contactless payment for use in shops Reviewed on: 6th July 2026

PayPal a flexible friend.

PayPal is always there to help when a little flexibility is needed in repayment time, PayPal is always there when needed. Reviewed on: 6th July 2026

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