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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145632 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145632)

Really helpful if there is an issue

Really helpful if there is an issue Reviewed on: 30th May 2026

Never have had any issues but getting information ab...

Never have had any issues but getting information about Certain issues can be very long and confusing. Reviewed on: 30th May 2026

Easily accessible with the app if help required ofte...

Easily accessible with the app if help required often helpful Reviewed on: 30th May 2026

No issus getting credit, using it or paying the bill.

No issus getting credit, using it or paying the bill. Reviewed on: 30th May 2026

Great quick service, easier logins , good to keep t...

Great quick service, easier logins , good to keep things secure and stops from entering card details everywhere for shopping Reviewed on: 30th May 2026

Great experience easy access and convenient to use.

Great experience easy access and convenient to use. Reviewed on: 30th May 2026

Excellent service and value for easy spending and pa...

Excellent service and value for easy spending and pay back. Reviewed on: 30th May 2026

So good I Liked this

So good account for everything ,shopping Reviewed on: 30th May 2026

Recommended Service

Easy payments, buyer protection and can send money to friends. Reviewed on: 30th May 2026

Very easy

Very easy Experian experience would 100% recommend Reviewed on: 30th May 2026

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