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PayPal: PayPal Credit reviews

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4.90
Based on 86,105 reviews, last reviewed 26th Apr 2026
1628800% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

2026 Review Always reliable and customer service is perfect Reviewed on: 26th April 2026
Scott CD's avatar
Scott CD

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86105)

PayPal credit is easy and great way to buy products

5
I've been using PayPal credit for a good few years now and find it very convenient and easy to use and I will continue to use it. Reviewed on: 8th April 2026
Ryan w's avatar
Ryan w

Quick and easy to use no hassles ever

5
Quick and easy to use no hassles ever Reviewed on: 8th April 2026
Raj D's avatar
Raj D

It's offers a few ways of flexibility for your money

5
It's offers a few ways of flexibility and is great to use and no issues in paying off early and also many places use it Reviewed on: 8th April 2026
Jeffrey Murray's avatar
Jeffrey Murray

Easy to use and feel in control of money and protect...

5
Easy to use and feel in control of money and protected against fraud Reviewed on: 8th April 2026
Joanne Patrick's avatar
Joanne Patrick

It was really easy to setup my credit account with p...

5
It was really easy to setup my credit account with paypal, everything was put in place within a few minutes and it's been very easy to manage the account through the paypal app. Reviewed on: 8th April 2026
Andre B's avatar
Andre B

Useful to have

5
Very useful, especially handy for buying more expensive items. Reviewed on: 8th April 2026
L Jones's avatar
L Jones

Really amazing service to use, would highly recommend

5
Really amazing service to use, would highly recommend Reviewed on: 8th April 2026
Ellie 's avatar
Ellie

Simple, available almost anywhere

5
Easy to use service supported by many retailers which means I can trust that my payment will be made quickly, correctly and there are plenty of protections in places should anything go wrong. Reviewed on: 8th April 2026
MikeR's avatar
MikeR

Highly recommended

5
Used PayPal for many years, highly recommend. Any time I’ve needed customer services, it’s been extremely good. Reviewed on: 8th April 2026
LJ P's avatar
LJ P

Always there, always reliable and a customer service...

5
Always there, always reliable and a customer service representative on the end of the phone 24/7. Reviewed on: 8th April 2026
Kevin W's avatar
Kevin W

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