Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86190 reviews)

View other PayPal products

4.90

Based on 86,190 reviews, last reviewed 26th Apr 2026

1632600% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal for ease and peace of mind PayPal is so easy to use and transactions are secure so I have real peace of mind. PayPal pay in 3 and PayPal credit are great ways to spread the cost... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (86190)

So easy to use with so many options.

So easy to use with so many options. Most places give you the option to use PayPal these days and to have the options to pay through different accounts or by using PayPal Credit has been invaluable. It also gives you added security if anything goes wrong. Reviewed on: 9th April 2026

PayPal allows me a choice of clear to follow payment...

PayPal allows me a choice of clear to follow payment options. This makes many of my purchases more affordable for me by allowing me to pay in full, in 3 or if my purchase is over £100 in 4 instalments or more but incurring interest. Reviewed on: 9th April 2026

Easy to use, accepted in so many places and helps to...

Easy to use, accepted in so many places and helps to manage different needs from emergency payments to ongoing repayments Reviewed on: 9th April 2026

Great service easy to use!

Great service easy to use! App is user friendly Reviewed on: 9th April 2026

Good offers, flexible payment options!

Good offers and flexible payment options without having to worry about interest when paid within the offer limit which is longer than any other regular card outside of a promotional period Reviewed on: 9th April 2026

Like the pay in three.

Like the pay in three. This has been useful and customer service was good when someone accessed account. Reviewed on: 9th April 2026

Excellent customer service agents & payments are pro...

Excellent customer service agents & payments are protected so have peace of mind Reviewed on: 9th April 2026

Customer comes first

The security on pay pal has improved 100% over time very happy with the service you provide. Reviewed on: 9th April 2026

A really great credit process allowing flexibility t...

A really great credit process allowing flexibility to monthly payments Reviewed on: 9th April 2026

PayPal is always there if you need it if your runnin...

PayPal is always there if you need it if your running short to use PayPal credit. Never let's me down either when going to pay for anything online Reviewed on: 9th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3686 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39435 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub