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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I have always found PayPal to be efficient in their...

I have always found PayPal to be efficient in their platform and I like the features, particularly such as listing my most transactions to send again.. I also like to choose which account to send funds from. Thanks Reviewed on: 6th July 2026

Love PayPal would recommend it to everyone.

Love PayPal would recommend it to everyone. Safest way to spend your money on line, with excellent service. Simply and easy to use without any complications Reviewed on: 6th July 2026

PayPal credit gave me a lifeline

PayPal credit gave me a lifeline for certain payment situations and was offered amazing flexibility to payment plans and reminders. I also had great customer service after being scammed previously and PayPal supported me in getting my money back. Super happy with the service!!! Reviewed on: 6th July 2026

My experience has always been positive.

My experience has always been positive. Any issues are resolved quickly, and the option to spread the cost over 4 months with 0% interest is perfect, especially when I'm buying clothes for my children or booking flights. Reviewed on: 6th July 2026

Excellent choice of credit deals to suit all needs

Excellent choice of credit deals to suit all needs Reviewed on: 6th July 2026

I have used PayPal credit for years.

I have used PayPal credit for years. It’s easy, transparent and good service. Reviewed on: 6th July 2026

Easy to use, support when I need it

Easy to use, support when I need it, information easy to access Reviewed on: 6th July 2026

Easy to use.

Easy to use. Never a problem . Every transaction is made simple by easy to follow links. Overall a stress free experience Reviewed on: 6th July 2026

They converted my charity donation to a cash withdrawal

I donated to a charity. ScrewYouPal made it into a cash withdrawal and charged me £3 plus daily interest then refused to reimburse me. Previously they placed me on a credit plan I never wanted and charged interest for an out of stock item which was then cancelled. I only use paypal when I have to as they ScrewYouPal ! Reviewed on: 6th July 2026

I wouldn’t have been able to afford Christmas last y...

I wouldn’t have been able to afford Christmas last year if it wasn’t for pay pal it’s such an easy way to borrow money responsibly and allows me to keep track of what I’m spending Reviewed on: 6th July 2026

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