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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal I wouldn’t have you any other way

I’ve been using PayPal for years and I have lost count the amount of people I have recommended to it. Because of its safety and security. Ease of using it sending friends and family money is really simple the list goes on. Reviewed on: 6th July 2026

Accommodating for all - every one of my purchases -...

Accommodating for all - every one of my purchases - never late me down for over 20 years !! Reviewed on: 6th July 2026

Emran448

When I shop I use my PayPal it's easy to use and it gives you options to pay in installments if it's more then £50 And it's also safe don't have to worry about scammers when doing online shopping. Reviewed on: 6th July 2026

Perfect app!

They're fast for decision and excellent service! Reviewed on: 6th July 2026

A very safe and reliable way to pay.

A very safe and reliable way to pay. Reviewed on: 6th July 2026

It's been seamless to move my some of my expenses to...

It's been seamless to move my some of my expenses to PayPal which I've been using for the last 20 years otherwise Reviewed on: 6th July 2026

Good for pay in 3 and pay in 4 options.

Good for pay in 3 and pay in 4 options. Reviewed on: 6th July 2026

PayPal has always been a great service.

PayPal has always been a great service.In my experience it has been avaliable to give my opinions when needed. Also if I have had any problems they have helped me to solve the problem Reviewed on: 6th July 2026

Trusted and safe way to pay

I have used PayPal since it first launched. I find it an easy and convenient way to make secure payments when I do not want to directly use my cards for protection. I love the fact that I can use PayPal credit to spread payments over interest free short periods and the protection it offers and peace of mind. Reviewed on: 6th July 2026

Easy to use and very accommodating for peoples circu...

Easy to use and very accommodating for peoples circumstances Reviewed on: 6th July 2026

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