Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,289 reviews, last reviewed 26th Apr 2026
1637050% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use PayPal for credit purchases. I use PayPal for credit purchases. They make 3 or 4 months free for purchases. Great value. Reviewed on: 26th April 2026
Okan's avatar
Okan

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86289)

Online security provided by PayPal

5
I have had PayPal credit for some time. I use the credit facility and make smaller purchases so I do not need to give my credit details to people that I purchase from. This is most acceptable and I have complete confidence in every purchase that I make Reviewed on: 9th April 2026
Stephen's avatar
Stephen

I’ve got this so I can get what I want...

4
I’ve got this so I can get what I want and not worry Reviewed on: 9th April 2026
Helen byles 's avatar
Helen byles

Paypal is a good financial friend

5
Have used Paypal many many times, and when things go wrong Paypal has always helped me to solve a problem with a supplier. Also helps me to be able to pay spread out over three payments using "Pay in 3". Reviewed on: 9th April 2026
Madmags's avatar
Madmags

Very helpful

5
Very good, it’s very helpful you can spilt over a period of time. Reviewed on: 9th April 2026
Douglas N's avatar
Douglas N

Easy to use and the app is also very easy to use, I...

5
Easy to use and the app is also very easy to use, I also find it very secure and have no apprehensions on the safety of my data. Reviewed on: 9th April 2026
Cheryl D's avatar
Cheryl D

Very good customer service, clear communication and...

5
Very good customer service, clear communication and great app. Reviewed on: 9th April 2026
Robert J's avatar
Robert J

PayPal is so easy to use especially with every purch...

5
PayPal is so easy to use especially with every purchase having 4 months interest free every time . Reviewed on: 9th April 2026
Lisa H's avatar
Lisa H

PayPal is great.

5
PayPal is great. It’s a great app and service! Reviewed on: 9th April 2026
Mel's avatar
Mel

Plus points.

5
Most wide range of websites available for payment. Excellent offers options payment. Reviewed on: 9th April 2026
Brian D's avatar
Brian D

PayPal is a very helpful and credit friendly app and...

5
PayPal is a very helpful and credit friendly app and opportunity Reviewed on: 9th April 2026
Qudus Adedamola Lawal's avatar
Qudus Adedamola Lawal

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill