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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,367 reviews, last reviewed 26th Apr 2026
1640600% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, easy to use, quick and secure. Very good, easy to use, quick and secure. Reviewed on: 26th April 2026
Cristina S's avatar
Cristina S

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86367)

Nice and simple

5
Pay pal credit was very easy to set up and us and the direct debit payment makes it easier to keep traco of payments the interest rate is low and if you pay back with in the 4 months You won't pay interest Reviewed on: 9th April 2026
lindsey wood's avatar
lindsey wood

I highly recommend it.

5
I highly recommend it. It has great customer service and is very good at resolving queries. Very good in the refunding process. Reviewed on: 9th April 2026
Waqar N's avatar
Waqar N

Really useful tool that rewards you for using it.

4
Really useful tool that rewards you for using it. I use it because of the extra layer of protection it provides. The only thing I can think of to improve it is to have the ability to allocate payments to specific transactions. Reviewed on: 9th April 2026
Sharon B's avatar
Sharon B

Very useful for larger than average purchases.

5
Very useful for larger than average purchases. Interest free for 4 months is a great help. Reviewed on: 9th April 2026
Neil S's avatar
Neil S

Easy to use, interest free on certain purchases if p...

5
Easy to use, interest free on certain purchases if paid over a few months. Reviewed on: 9th April 2026
Roisin R's avatar
Roisin R

Use pay in 3 relatively frequently and is so easy to...

5
Use pay in 3 relatively frequently and is so easy to use Reviewed on: 9th April 2026
Joshua D's avatar
Joshua D

It’s so convenient and easy to pay for services thro...

5
It’s so convenient and easy to pay for services through the PayPal app. Reviewed on: 9th April 2026
Liz Flanagan's avatar
Liz Flanagan

Earn points using Debit or credit cards

5
After introducing PayPal debit and credit card, I'm using this cards for everyday use. On top of that, the points collected after every purchase using this cards makes you earn extra cash. Reviewed on: 9th April 2026
Santosh G's avatar
Santosh G

PayPal Credit was flexible

5
PayPal credit came in time of need and was super flexible with repayment options. Reviewed on: 9th April 2026
Kenan Y's avatar
Kenan Y

Just so easy to use!

5
Just so easy to use! Would be lost without having paypal account Reviewed on: 9th April 2026
Erica T's avatar
Erica T

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