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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I find it easy to pay for items.

I find it easy to pay for items. Love the pay in 3. I like how I'm informed that a payment is coming up. So I don't get into trouble. Reviewed on: 6th July 2026

PayPal is proactive and has a seamless process when...

PayPal is proactive and has a seamless process when paying for goods and services Reviewed on: 6th July 2026

PayPal great for security and spreading payments

I have used PayPal for a number of years for security reasons and the flexibility of paying over 3 months interest free. I have recommended to my family who also use PayPal. Reviewed on: 6th July 2026

Easy use of the virtual card and there are always 0%...

Easy use of the virtual card and there are always 0% offers ongoing Reviewed on: 6th July 2026

PayPal is quick and issueless !

PayPal is quick and issueless ! And when I’ve had a problem they are always quick to help and find a solution Reviewed on: 6th July 2026

Simple and easy process to get affordable credit.

Simple and easy process to get affordable credit. Reviewed on: 6th July 2026

Lifesaving, something that makes students work easier

Lifesaving, something that makes students work easier Reviewed on: 6th July 2026

The Best!

I’ve been using PayPal for years and it’s so handy to have when it comes to making transactions or purchases. Really good at spreading the cost of things or sending or receiving money when it comes to selling or buying stuff in person or online! Or even sending or receiving money from friends or family! Reviewed on: 6th July 2026

Great for small businesses and customer protection.

As a small business owner whose clients are mostly abroad , they feel using PayPal to pay me is trustworthy due to it's policies protecting buyers .It has a built in currency converter, so that makes it super easy. Transactions are simple and instant. I Also get offered a good amount of credit which comes in really handy as a small business when your makings eaxg month can vary. Reviewed on: 6th July 2026

Convenience especially now you can have a physical a...

Convenience especially now you can have a physical and e-card which you can use in shops. Great way of breaking down a big pament to smaller bites. Also earn points as you spend. Reviewed on: 6th July 2026

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