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PayPal: PayPal Credit reviews

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4.90
Based on 86,437 reviews, last reviewed 26th Apr 2026
1643900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and easy to use and straightforward Great service and easy to use and straightforward Reviewed on: 26th April 2026
Michael C's avatar
Michael C

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86437)

It’s very great to have PayPal credit.

5
It’s very great to have PayPal credit. I recommended to my friends as well. Becuase they are giving very good promotional offers on the purchases. As well as good customer service. Reviewed on: 9th April 2026
Amandeep Singh's avatar
Amandeep Singh

I am the biggest fan of PayPal Credit!

5
I am the biggest fan of PayPal Credit, cannot get enough of it! I've been using it for years now, and recently I got the physical credit card, this has been a game changer because I can now benefit of the 4 month interest free when spending more than £100 in shops as well as online. Best scheme ever! Reviewed on: 9th April 2026
Luci T's avatar
Luci T

PayPal; convenient and universal.

5
PayPal is one of the most convenient and universal payment platforms on the planet. The extra features for investments and crypto are underrated but for sending and receiving money, PayPal is second to none, much easier than a bank transfer usually Reviewed on: 9th April 2026
Ethan Simister's avatar
Ethan Simister

Great flexibility of credit options

5
Customer service helpful in resolving issues quickly and love the flexibility of different credit options to pay. I’ve been with PayPal for years and think it’s great. Reviewed on: 9th April 2026
Jacqui M's avatar
Jacqui M

Great experience

5
Very easy to set up and very safe. I like that they always ask you to confirm before paying and it is accepted by the majority of stores I use Reviewed on: 9th April 2026
Kate J's avatar
Kate J

Global Reach.

5
Global Reach. Security & Protection. Ease of Use. Reviewed on: 9th April 2026
Abi G's avatar
Abi G

Always helps when you need a little hand with buying...

5
Always helps when you need a little hand with buying goods and paying monthly Reviewed on: 9th April 2026
Victoria W's avatar
Victoria W

Best of the best

5
Been a long user and never got disappointed Reviewed on: 9th April 2026
Edmond's avatar
Edmond

Always good to use Paypal credit for ebay purchases.

4
Always good to use Paypal credit for ebay purchases. Only issues is that it takes a bit long for payments to be taken from bank account Reviewed on: 9th April 2026
Saleh H's avatar
Saleh H

Advantage of pay pal

5
I have always found pay pal easy to use and customer friendly Reviewed on: 9th April 2026
Jackie J's avatar
Jackie J

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