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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Really great company.

Really great company. They truly value good customers, who respect their provision and trust. I would recommend PayPal credit to anyone. Reviewed on: 6th July 2026

Useful service

It’s useful for me be able to purchase things and pay them off monthly. I trust PayPal and it’s useable with most retailers I’ve been using it for about 6 years now and will continue to do so. I’ve recommended it to a friend. Love the interest free credit options too. Reviewed on: 6th July 2026

it's very quick and reliable, never had a problem wi...

it's very quick and reliable, never had a problem with paying through PayPal Reviewed on: 6th July 2026

Easy to keep track of.

Easy to keep track of. App makes it easy to use Reviewed on: 6th July 2026

Paypal credit is amazing

I love PayPal, one of the best credits I have, very well done and I would 100% recommend. They have for sure upgraded when bringing the PayPal credit to a credit card. Comes in handy a lot and feel my money is safe. Reviewed on: 6th July 2026

Expensive sometimes for credit but certain features...

Expensive sometimes for credit but certain features are great, and the flexibility to use wherever is brilliant. The layout of the mobile site could be better as it feels awkward to navigate. Reviewed on: 6th July 2026

I trust PayPal, it's so easy and secure.

I trust PayPal, it's so easy and secure. Reviewed on: 6th July 2026

I have good experience going into d help

I have good experience going into d help Reviewed on: 6th July 2026

I’ve been using PayPal for a long time, and I’ve alw...

I’ve been using PayPal for a long time, and I’ve always had a great experience. As a woman who shops online frequently, I really appreciate how fast, secure, and easy it is to use. Sending and receiving payments is effortless, and the buyer protection gives me extra peace of mind. The app is user-friendly, and customer support has always been helpful whenever I needed assistance. I highly recommend PayPal to anyone looking for a reliable and trustworthy payment service. Reviewed on: 6th July 2026

Fantastic service with a smile great deals to be had...

Fantastic service with a smile great deals to be had i have made many purchases because its so easy to use PAY PAL its a worldwide phenomenon would recommend PAY PAL to all of my friends and family!!! Reviewed on: 6th July 2026

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