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PayPal: PayPal Credit reviews

4.90
Based on 86,504 reviews, last reviewed 26th Apr 2026
1647150% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience as always. Very good experience as always. Very quick and hood Reviewed on: 26th April 2026
Jack L's avatar
Jack L

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86504)

Always have good dealings with PayPal.

5
Always have good dealings with PayPal. Easy to use app, good offers Reviewed on: 9th April 2026

Paypal so helpful

5
Paypal is always there to help with any problems and staff are very professional and helpful Reviewed on: 9th April 2026

There’s no doubt is the best!

5
There’s no doubt, I’ve been working with PayPal for a long years now and I couldn’t move forward in my life without this help! PayPal is easy to deal with and have the most amazing Customer service! I’m very pleased! Reviewed on: 9th April 2026

Never had any issues using PayPal credit.

5
Never had any issues using PayPal credit. Flawless Reviewed on: 9th April 2026

Recommend

5
I am very satisfied and would gladly recommend it to others. Reviewed on: 9th April 2026

I like everything always go smoothly!

5
I like everything always go smoothly! Reviewed on: 9th April 2026

PayPal provides me with safety and protection ...

5
PayPal provides me with a safety net regarding payments I make online. They are trustworthy and reliable. I can rely upon them 100% . I can save money but also I can use the pay in three for big buys like holidays, this is life changing for some people in the current cost of living crisis Reviewed on: 9th April 2026

Great, always really easy to use with no issues at all.

5
Great, always really easy to use with no issues at all. Reviewed on: 9th April 2026

Smooth and easy.

5
Smooth and easy. everything was just one click away Reviewed on: 9th April 2026

Convenient and Credible!

5
Whether purchasing with my own money or PayPal Credit options I know my purchase has more protection than a standard purchase through my debit or credit cards so I will always use PayPal where I can! Reviewed on: 9th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review