Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145576 reviews)

View other PayPal products

4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145576)

The best

I've paypal credit since 2019 ,I recommend for everybody Reviewed on: 30th May 2026

Love the instalment payment feature.

Love the instalment payment feature. Provides great flexibility to manage my finances Reviewed on: 30th May 2026

Very useful

Simple and make easy manage money Reviewed on: 30th May 2026

Great product for all financial requirements

Great product for all financial requirements Reviewed on: 30th May 2026

PayPal excellent service

Paypal is easy to use with interest rates clearly shown..I easy to repay if you budget correctly Reviewed on: 30th May 2026

Always feel safe when I use PayPal

Always feel safe when I use PayPal Reviewed on: 30th May 2026

Payment via PayPal is much safer than other providers

Payment via PayPal is much safer than other providers Reviewed on: 30th May 2026

Very happy with PayPal would definitely recommend to...

Very happy with PayPal would definitely recommend to all Reviewed on: 30th May 2026

No Faff, Just PayPal!

I really like PayPal’s bold, clear interface. Sending and receiving money is refreshingly simple and straightforward, with none of the usual faff. In fact, it’s so easy to use that even an old lady like me can navigate it with confidence! Reviewed on: 30th May 2026

Great experience and easy to use

Great experience and easy to use Reviewed on: 30th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76819 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub