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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

good service excellent service

good service and excellent........ Reviewed on: 6th July 2026

Paypal allows me to purchase items I would no...

PayPal credit allows me to purchase items I would not normally be able to to, and speed the repayment's and with four months interest free, it is a godsend for major purchases Reviewed on: 6th July 2026

Wonderful trust worthy

Wonderful trust worthy easy to set up and to control Reviewed on: 6th July 2026

Great Interest Rates, easy to use.

Easy to use, easy to pay and easy to see what’s happening on the PayPal app. Reviewed on: 6th July 2026

I’ve never had a problem with payments.

I’ve never had a problem with payments. On one occasion I had a problem it was quickly rectified. I would recommend PayPal to everyone without hesitation as I have been with Paypal for years and not had issues. Reviewed on: 6th July 2026

Superb communication from Paypal

I was dubious, I always thought of PayPal as an online payment system, but then found I could get a standard credit card that tied into my PayPal account. So easy to set up direct debit for payment of credit card bill, and I love the fact that for every payment I make with my card or online I get an email within seconds confirming the payment. Reviewed on: 6th July 2026

It was there when I needed it and I got emails to re...

It was there when I needed it and I got emails to remind me of my actions. When I communicated and said to take the emails away they listened. Reviewed on: 6th July 2026

I always use PayPal and have used pay pal credit rec...

I always use PayPal and have used pay pal credit recently and found it a safe way to purchase items and with PayPal credit it helps to even out payments for more expensive items Reviewed on: 6th July 2026

Easy and helpful

Such an easy experience and helps to get what you need. Would recommend to family and friends Reviewed on: 6th July 2026

Service is fast, any issues are sorted even faster

Service is fast, any issues are sorted even faster Reviewed on: 6th July 2026

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