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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145542)

Nice app for credit ,and payments it helped me when...

5
Nice app for credit ,and payments it helped me when I was in Romania Reviewed on: 30th May 2026

Always reliable.

5
Always reliable. Credit provided when needed. Reviewed on: 30th May 2026

I have found the Papypal credit offering to be quite...

4
I have found the Papypal credit offering to be quite convenient and easy to use. The interest rate and repayment terms are super friendly - 3 months repayment period at zero interest. Reviewed on: 30th May 2026

Thank you very much PayPal for all the help

5
My experience with PayPal is a very good one, it helped me when I needed it the most and I am very happy that in this way I can thank you very nicely and a lot because you helped me enormously, in fact I can't thank you as much as I would like, I express my gratitude. A thousand stars from me Reviewed on: 30th May 2026

Paypal is simple to use

5
Ive used paypal for many years now and never had a problem. So easy to use Reviewed on: 30th May 2026

Good experience

5
Easy way to make payments, transfer Reviewed on: 30th May 2026

Great service, have always felt able to reach out fo...

5
Great service, have always felt able to reach out for support if needed and feel all my transactions are safe and secure. Reviewed on: 30th May 2026

Easy to manage and plan to my bu

5
Easy to manage and plan to my bu Reviewed on: 30th May 2026

Really good availability.

5
Really good availability. Mostly everyone accepts PayPal and easier to use. Reviewed on: 30th May 2026

Havent had any problems with paypal credit for the y...

5
Havent had any problems with paypal credit for the years ive been using it, its good Reviewed on: 30th May 2026

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