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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,647 reviews, last reviewed 26th Apr 2026
1653900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safer using PayPal than giving my bank detail... I feel safer using PayPal than giving my bank details so I feel more protected. And the side of the world also as I’m always rushing whilst buying onl... Read more Reviewed on: 26th April 2026
Norma Urey's avatar
Norma Urey

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86647)

Is a good experience.

5
Is a good experience. If they could allow for fatser credit limit increase faster Reviewed on: 10th April 2026
Mohamed Yehia's avatar
Mohamed Yehia

I enjoy the convenience PayPal Credit offers, and th...

5
I enjoy the convenience PayPal Credit offers, and the fact that decisions are instant. Additionally, the flexibility of payment makes it interesting - meaning you can pay in other amounts not the minimum payment. Reviewed on: 10th April 2026
Moses O's avatar
Moses O

i enjoy using paypal as its very easy and safe an...

5
i enjoy using paypal as its very easy and safe and customer service very helpful on the phone. Reviewed on: 10th April 2026
Benedicta B's avatar
Benedicta B

Good service.

5
Good service. Peace of mind when making purchases Reviewed on: 10th April 2026
Anthony h's avatar
Anthony h

I always use PayPal for online purchases first of al...

5
I always use PayPal for online purchases first of all it is super safe and second it have lot of special offers on different online shops specifically on samsung shop Reviewed on: 10th April 2026
Tayyib m's avatar
Tayyib m

Simple, easy to manage and 0% for 4 months is a bonus

5
0% for 4 months on anything over £100 is a nice offer and lets me spread payments out while I let my money work. Never had a problem, always easy to pay and see how much is due. Great for cashflow if you don't abuse it. Reviewed on: 10th April 2026
GB's avatar
GB

I like to use PayPal because I feel safe to use , an...

5
I like to use PayPal because I feel safe to use , and now with a credit card a can use much more to buy my thinks . Love it definitely recommend Reviewed on: 10th April 2026
Danielle Matos 's avatar
Danielle Matos

They've got the best credit offer I gave seen in a w...

5
They've got the best credit offer I gave seen in a while Reviewed on: 10th April 2026
Olawale M's avatar
Olawale M

Easy to use and reliable for everyday payments

5
I’ve been using PayPal for quite a while now in the UK, mostly for online shopping and sometimes for bigger purchases too. Overall, it’s been a really smooth experience. It’s quick to pay, accepted almost everywhere, and I like that I don’t have to enter my card details on every website, it just feels safer. I’ve tried PayPal Credit a few times when I needed a bit more flexibility with payments. It’s helpful for spreading the cost, especially for larger items, but you do need to keep an eye on the interest if you don’t pay it off in time. I’ve also used Pay in 3, which I actually found very convenient for smaller purchases. Everything is clearly set out, and the automatic payments make it easy to manage without thinking too much about it. The best part for me is the buyer protection. It gives me peace of mind when ordering from sellers I’m not familiar with. I did have one situation where a refund took a bit longer than I expected, but in the end it was sorted, which matters most. Overall, I’d say PayPal is a reliable and flexible option for online payments, and I use it regularly without any major issues. Reviewed on: 10th April 2026
Sohan Soddiqui's avatar
Sohan Soddiqui

Amazing service very helpful and easy

5
Amazing service very helpful and easy Reviewed on: 10th April 2026
Hadassa w's avatar
Hadassa w

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