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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,695 reviews, last reviewed 27th Apr 2026
1656000% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good to use top notch service to use Good to use when transacting internationally Reviewed on: 27th April 2026
Nathaniel Kwesi Somuah's avatar
Nathaniel Kwesi Somuah

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86695)

Really convenient, no fuss, easy to use.

5
Really convenient, no fuss, easy to use. PayPal just provides more flexibility to manage day-to-day expenses. Reviewed on: 10th April 2026
PeterD's avatar
PeterD

Simplicity

5
Easy and readable display of credit information, easy to setup and to use immediately even before you receive a physical card. Needs to sometimes be checked before hand to make sure card is active in Google Pay, but works great Reviewed on: 10th April 2026
Mr G's avatar
Mr G

I use PayPal credit on a daily basis, monies are eas...

5
I use PayPal credit on a daily basis, monies are easy to use for transactions as more and more sellers allow for PayPal credit on, this has made buying so much easier and affordable Reviewed on: 10th April 2026
Brian J's avatar
Brian J

All round very good

4
Easy to use, good communication and can use from anywherep Reviewed on: 10th April 2026
Jon D's avatar
Jon D

So very easy to use.

5
So very easy to use. Simple log in and great app that lets you control your money easily. PayPal credit offers a controlled spend and easy payments. Reviewed on: 10th April 2026
jason s's avatar
jason s

Using PayPal and PayPal credit

5
Using PayPal and PayPal credit to make purchases online is very easy and convenient, and it's very easy to manage your account online , you can even setup a PayPal debit card and transfer money to it from your main debit , you can request a physical card . I highly recommend PayPal and PayPal credit Reviewed on: 10th April 2026
Richard 's avatar
Richard

Excellent secure way to buy

5
Excellent secure way to buy and manage spending Reviewed on: 10th April 2026
Andy's avatar
Andy

Easy to use and personally I have never had any issu...

5
Easy to use and personally I have never had any issues using PayPal Reviewed on: 10th April 2026
David W's avatar
David W

PayPal always there when needed.

5
PayPal always there when needed. Good experience. Reviewed on: 10th April 2026
Regina K's avatar
Regina K

It was the best out of all the credit cards...

5
It was the best out of all the credit cards i used Reviewed on: 10th April 2026
kiran k's avatar
kiran k

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