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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,716 reviews, last reviewed 27th Apr 2026
1656900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is a great credit company and a god send. Paypal is a great credit company. They help me all year round paying for thing either in 3 payments or credit. Without this I would struggle. Reviewed on: 27th April 2026
David s's avatar
David s

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86716)

PayPal is great

5
Always great to use PayPal for everything Reviewed on: 10th April 2026
Benjamin S's avatar
Benjamin S

Paypal redefines finance for me, i can use credit, d...

5
Paypal redefines finance for me, i can use credit, debit and share money with my wife and child. Reviewed on: 10th April 2026
Jack Burgwin's avatar
Jack Burgwin

Always easy to navigate payment but not very clear o...

4
Always easy to navigate payment but not very clear on how to make a payment which is in a delayed payment plan to avoid the interest. I still have not found how you target a payment on a plan Reviewed on: 10th April 2026
Maggie ROPER 's avatar
Maggie ROPER

Great service and any problems are always resolved q...

5
Great service and any problems are always resolved quickly and stress free! Excellent Reviewed on: 10th April 2026
Carl W's avatar
Carl W

Super easy to use and setup.

5
Super easy to use and setup. Gives me the flexibility to pay what I need over a period of time I need. Never had any issues with it. Reviewed on: 10th April 2026
StarFour's avatar
StarFour

Excellent customer service.

5
Excellent customer service. The app’s dispute feature made reporting easy, and their follow-up was super transparent. I trust them with my transactions!" Reviewed on: 10th April 2026
Damilola D's avatar
Damilola D

Enjoy it too much x need to find a way to pay the cr...

5
Enjoy it too much x need to find a way to pay the credit of ha ha Reviewed on: 10th April 2026
Abbie s's avatar
Abbie s

Easy to use and feels secure, I have been using succ...

5
Easy to use and feels secure, I have been using successfully for a few years. Reviewed on: 10th April 2026
Kaye G's avatar
Kaye G

My Treasure Box!

5
I love that I can have an account which is accepted by most retailers. It’s safe, easy to use & allows peace of mind Reviewed on: 10th April 2026
cazareddington@gmail.com's avatar
[email protected]

Totally trustworthy,,

5
Totally trustworthy, easy to use, feel safe transferring or paying money Reviewed on: 10th April 2026
Linda E's avatar
Linda E

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