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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145431)

Paypal has become very useful to use now, not just o...

5
Paypal has become very useful to use now, not just online but in store as well. The credit options they provide are also great, with the choices of interest free as well a long term of needed. Reviewed on: 30th May 2026

it was fantastic as it helped me a lot

5
it was fantastic as it helped me a lot Reviewed on: 30th May 2026

Easy to use

4
Easy to use keeps me updated with my spends, and what I owe. Wish I had it sooner. Reviewed on: 30th May 2026

Always easy to access during shopping and making pay...

5
Always easy to access during shopping and making payments Reviewed on: 30th May 2026

Incredible!

5
It’s so easy to use would always recommended PayPal credit! Reviewed on: 30th May 2026

Paypal review

5
No problems with any purchases. I woukd recommend to friends and family. It is a lot easier than other credit fir example klarna. I use PayPal m9re than my own credit card. I have been using PayPal for a number of years now. Reviewed on: 30th May 2026

Credit facility was available with no issues

5
Credit facility was available with no issues Reviewed on: 30th May 2026

I use paypal for everything

5
I use paypal for everything fast, easy and secure A* on the off chance you have an issue, paypal cusomer service is close at hand. Reviewed on: 30th May 2026

Helps when I want to split payments over a couple of...

5
Helps when I want to split payments over a couple of months love the pay in three and the app is so easy to navigate, I prefer paying through PayPal now Reviewed on: 30th May 2026

Quick efficient convenient.

5
Quick efficient convenient. Easy to access and feels really safe for transactions. Great communication. Reviewed on: 30th May 2026

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