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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

No hassle , No fees.

Excellent no hassle credit payment schemes, the interest free pay in3 option is very useful. No late or set up fees. Easy to set up and purchases are approved on checkout. Very handy for larger purchases. Need to be sure that your payments are affordable as there is less protection with this type of agreement than you would get under a regulated credit agreement. Qualifying purchases are still covered by E bays buyer protection security, I have been using it for a while now and have not had any problems and can highly recommend it, Reviewed on: 6th July 2026

Great way to pay with low APR

I applied for PayPal credit to build up my credit score but also as it gives me a buffer if an unexpected event happens. I can use it anywhere and the apr on goods is much better than most credit cards out there. I’m very happy with having this option. Reviewed on: 6th July 2026

Fairly positive but hard to make contact.

Fairly positive but hard to make contact. Reviewed on: 6th July 2026

Quick , simple and efficient service .

Simple to use , friendly and supportive customer service , quick at resolution Reviewed on: 6th July 2026

Excellent

Amazing service att all times. My number company to use Reviewed on: 6th July 2026

always use PayPal for subscriptions.

always use PayPal for subscriptions. very nice option to cancel it without any problems Reviewed on: 6th July 2026

Great payment service allowing to spread the costs.

Great payment service allowing to spread the costs. Never had to use costumer service, so I can’t comment on that. Reviewed on: 6th July 2026

I always use PayPal for purchases.

I always use PayPal for purchases online as it seems the safest way to pay. Any problems with a purchased item and I can rely on PayPal to help me settle with the vendor Reviewed on: 6th July 2026

Never had any problems or issues

Never had any problems or issues Reviewed on: 6th July 2026

I use paypal credit to pay for large items and can p...

I use paypal credit to pay for large items and can pay it off every month,also for bookings for groups that can then be paid individually,its a gamechanger for me. Reviewed on: 6th July 2026

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