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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

On the odd occasion I've had a problem, customer ser...

On the odd occasion I've had a problem, customer service was excellent and got the problem resolved Reviewed on: 6th July 2026

When you phone PayPal customer services are excellen...

When you phone PayPal customer services are excellent and they sort things out right away. And also I can pay monthly payments on there Paypal credit Reviewed on: 6th July 2026

Extremly easy and straightforward.

Extremly easy and straightforward. Reviewed on: 6th July 2026

Easy and secure transactions every time

Easy and secure transactions every time Reviewed on: 6th July 2026

Excellent PayPal credit

PayPal credit is excellent for those purchases where you can’t pay all at once, if paid in the time allowance there is no interest so win win Reviewed on: 6th July 2026

Easy to pay someone abroad.

Easy to pay someone abroad.also I like the 3 payments system. I also appreciate being able to log in and check what is being paid rather than it being taken before I have properly checked Reviewed on: 6th July 2026

Effortless app from start to finish

Effortless app from start to finish Reviewed on: 6th July 2026

PayPal is convenient gives you excellent rates and i...

PayPal is convenient gives you excellent rates and is secure I use it whenever I can Reviewed on: 6th July 2026

Everything always perfect.

Everything always perfect. Can buy items when I need them and pay later. Reviewed on: 6th July 2026

They are a secure way to pay plus also offer pay in...

They are a secure way to pay plus also offer pay in 3 etc. also when I had trouble through eBay they helped me and we're very easy to use. Reviewed on: 6th July 2026

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