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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86732 reviews)

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4.90

Based on 86,732 reviews, last reviewed 27th Apr 2026

1657650% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

If I have any issues they treat me fair If I have any issues they treat me fair Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86732)

I have used PayPal credit for a very long time as I...

I have used PayPal credit for a very long time as I had a bad credit score, it was one of the only ways for me to get credit. Now I am in a much better space but still use my PayPal credit account as I have had zero issues and love the 4 months free internet that I can use for larger purchases without paying interest through other companies. Reviewed on: 10th April 2026

Excellent service every explained easily to underst...

Excellent service every explained easily to understand Reviewed on: 10th April 2026

Never had many problem over the years I been using P...

Never had many problem over the years I been using Paypal Reviewed on: 10th April 2026

A decent service

A decent service that does the job, although this vote was coerced with a £1,000 prize entry. Reviewed on: 10th April 2026

PayPal is a good option for international payments a...

PayPal is a good option for international payments as I don’t need to change money any more. Debit & credit cards are also giving more opportunity to spend and share costs. Reviewed on: 10th April 2026

I have been a customer for a number of years.

I have been a customer for a number of years. I have never had a bad experience and anytime I need help from the customer service team they are always very helpful. I like the protection you get with this product. I think they are good Apr rates and gives you the options to pay in 3 and 0%. This makes it fair for customers to purchase many items and still attainable to be able to pay it back. It is a great affordable way to use credit responsibly. I would highly recommend to everyone who wants fair and transparent lending unlike other providers! Reviewed on: 10th April 2026

PayPal is great

Always great to use PayPal for everything Reviewed on: 10th April 2026

Paypal redefines finance for me, i can use credit, d...

Paypal redefines finance for me, i can use credit, debit and share money with my wife and child. Reviewed on: 10th April 2026

Always easy to navigate payment but not very clear o...

Always easy to navigate payment but not very clear on how to make a payment which is in a delayed payment plan to avoid the interest. I still have not found how you target a payment on a plan Reviewed on: 10th April 2026

Great service and any problems are always resolved q...

Great service and any problems are always resolved quickly and stress free! Excellent Reviewed on: 10th April 2026

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