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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

1st class service

Great and fast service would recommend Reviewed on: 6th July 2026

Great service.

Great service. Very easy to use. Reviewed on: 6th July 2026

I love using the PayPal credit card and not having t...

I love using the PayPal credit card and not having to worry about bills; I can pay in instalments. Reviewed on: 6th July 2026

Very convenient and easy .

Very convenient and easy . I only use PayPal now Reviewed on: 6th July 2026

I've had a consistently positive experience using Pa...

I've had a consistently positive experience using PayPal. It's quick, secure and easy to use, whether I'm paying online or sending money to family and friends. I especially appreciate the buyer protection, which gives me confidence when shopping from new retailers. On the rare occasion I've needed customer support, my issue was dealt with professionally and efficiently. Overall, it's a reliable service that I trust and would happily recommend Reviewed on: 6th July 2026

Easy to apply and use!

Easy to apply and use! App is good to use. Reviewed on: 6th July 2026

Very easy to use ..

Very easy to use and they let you know when your payment is due Reviewed on: 6th July 2026

Great experience

Paypal credit is super easy to use on the app Reviewed on: 6th July 2026

Positive and easy to use so far, I have had no issue...

Positive and easy to use so far, I have had no issues and since the app has updated Reviewed on: 6th July 2026

Just great and useful when needed

Just great and useful when needed Reviewed on: 6th July 2026

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