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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86750 reviews)

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4.90

Based on 86,750 reviews, last reviewed 27th Apr 2026

1658500% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have used PayPal for about 10 years had one person... I have used PayPal for about 10 years had one person try to scam me and PayPal were on the ball were very fast at canging passwords email ect saved me... Read more Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86750)

PayPal credit, great for me and the planet!...

PayPal credit is my go too for on-line clothes shopping, it allows me to return items I don’t want without it affecting my bank cash flow and it helps me budget so I can invest in better quality garments. Great for me and the planet! Reviewed on: 10th April 2026

Very easy to apply AND very easy to understand

Was very easy to apply with no damage on my credit score,, no pressure on repayments , Would be great if more stores would except PayPal though Reviewed on: 10th April 2026

Excellent service, good communication

Excellent service, good communication Reviewed on: 10th April 2026

User friendly

Easily accessible and very user friendly in terms of using the app and managing the credit. Reviewed on: 10th April 2026

Easy to use and reliable.

Easy to use and reliable. Very efficient and makes life lighter especially during financial hardships. No hidden charges. Reviewed on: 10th April 2026

Great experience, could do with updates more often.

Great experience, could do with updates more often. Reviewed on: 10th April 2026

Excellent

I dont have any problem using paypal. it has always been good and easy to use. Happy customer Reviewed on: 10th April 2026

Great customer service PayPal pay on 3 is fantastic...

Great customer service PayPal pay on 3 is fantastic so makes thing more affordable Reviewed on: 10th April 2026

I have used PayPal credit for a very long time as I...

I have used PayPal credit for a very long time as I had a bad credit score, it was one of the only ways for me to get credit. Now I am in a much better space but still use my PayPal credit account as I have had zero issues and love the 4 months free internet that I can use for larger purchases without paying interest through other companies. Reviewed on: 10th April 2026

Excellent service every explained easily to underst...

Excellent service every explained easily to understand Reviewed on: 10th April 2026

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