Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Satisfied customer

I’m very satisfied using PayPal as my mode of payment. Very convenient and if you encounter problems with the seller, PayPal customer service is very helpful to resolve the problem Reviewed on: 6th July 2026

Not had any problems it’s a good option to have help...

Not had any problems it’s a good option to have helps with big buys Reviewed on: 6th July 2026

Can rely on the service provided and have confidence...

Can rely on the service provided and have confidence in using PayPal credit. It gives me more freedom to spend when requiring something. Reviewed on: 6th July 2026

I have a credit and using Pay for 3 option.

I have a credit and using Pay for 3 option. All are very helpful to manage my finance Reviewed on: 6th July 2026

It's very handy as you don't need card details to pay.

It's very handy as you don't need card details to pay. I wish more retailers and online portals have PayPal option for payment. Reviewed on: 6th July 2026

Smooth process

Haven't dealt with customer service much but when I have needed to pay via 3month installments or credit, it's been a smooth process Reviewed on: 6th July 2026

It’s very easy and simple to use

It’s very easy and simple to use Reviewed on: 6th July 2026

I have been using PayPal for a long time and it’s be...

I have been using PayPal for a long time and it’s been a secure and safe payment system. And now with their new features am loving it more. Reviewed on: 6th July 2026

Good handy money

Good help for my holiday plans and not only. Reviewed on: 6th July 2026

Been with paypal for years, never ever had any probl...

Been with paypal for years, never ever had any problems! Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101303 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub